农业融资担保

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降低贷款利率、减免担保费用、下沉服务网络“财政+担保” 金融活水润田间
Xin Hua Ri Bao· 2025-07-08 23:16
Group 1 - The agricultural production in Jiangsu province is entering the summer field management stage, with modern agricultural processes accelerating, but issues like "difficult and expensive financing" are hindering the growth of operating entities [1] - Jiangsu's financial departments are providing policy support and funding guidance through measures like guarantee fee reductions and interest subsidies, creating a "finance + guarantee" linkage mechanism to alleviate funding bottlenecks [1] - The success of the smart greenhouse project in Nantong, which received a loan of 1.8 million yuan with a 50% guarantee fee reduction and interest subsidy, highlights the effectiveness of these financial support measures [1] Group 2 - The Jiangsu provincial work team has introduced an agricultural financing guarantee fee subsidy policy to better support rural revitalization, with a specific focus on reducing financing costs for agricultural projects [2] - The "Rural Revitalization Guarantee Fee Subsidy Policy" has already benefited agricultural operators like Hu Fei, who received a 180,000 yuan loan with a 7,200 yuan guarantee fee reduction for his new eel processing line [2][3] - The first phase of the subsidy program has allocated 1 million yuan, which is expected to leverage around 200 million yuan in credit funds, benefiting over 200 agricultural entities [3] Group 3 - In Taizhou, the agricultural guarantee services have shifted from isolated efforts to a comprehensive approach, creating a sustainable financial support ecosystem for new agricultural operators [4] - The development of targeted financial products like "Pig Production Loan" and "Agricultural Machinery Loan" aims to meet specific needs in livestock, crop planting, and supply chain management [4] - By establishing guarantee service liaison stations in 90 towns and utilizing a digital service platform, the efficiency of guarantee services has improved by 50%, with a total guarantee amount exceeding 7.7 billion yuan by June 2025 [4] Group 4 - As of June 2023, the provincial agricultural guarantee company has achieved a guarantee scale of 26.445 billion yuan, serving over 32,300 agricultural operators, with a 100% policy-based business ratio [5] - Since its establishment in 2016, the company has provided financing guarantee services totaling 92.684 billion yuan to nearly 110,800 new agricultural operators [5] - The company aims to deepen cooperation with financial institutions and expand its guarantee coverage to support the strategic goals of rural revitalization and building a strong agricultural province [5]