证券日报网讯 12月18日，浙农股份在互动平台回答投资者提问时表示，公司有多个业务板块，有息负 债主要因部分子公司开展业务时的票据贴现产生。有息负债和理财相关安排与经销贸易类的业务特点相 关，农资业务存在显著的淡旺季，淡季备货和旺季卖货导致各项资金在收付进出过程当中会存在时间性 差异，叠加前面提及的子公司间资金使用差异，造成了公司现金流在短周期上的波动和沉淀，为提高资 金使用效率从而提升股东回报，公司会对临时沉淀资金进行短期理财以获取一定收益，相关资产的流动 性高，可随时用于业务需要。因此，公司持有上述资产为主业经营需要，后续如有分红回购、投资并购 等其他安排，公司将按监管要求及时履行披露义务。 （文章来源：证券日报） ...

Core Insights - The article highlights the significant role of Yucheng Rural Commercial Bank in supporting local agricultural businesses through financial assistance, particularly in the context of expanding operations and managing cash flow challenges [1][2] Group 1: Financial Support and Impact - Wang, a local agricultural supplier, received a credit increase of 700,000 yuan from Yucheng Rural Commercial Bank, which alleviated his cash flow issues and allowed him to expand his business [1] - The bank's financial support has enabled Wang to stock a comprehensive range of agricultural supplies, ensuring that local farmers have access to necessary resources for their production [2] Group 2: Agricultural Focus and Initiatives - Yucheng Rural Commercial Bank has concentrated on key areas such as grain production, high-standard farmland construction, and agricultural mechanization, establishing a three-tier communication mechanism involving branches, village committees, and farmers [2] - The bank has implemented various initiatives like "whole village credit," "thousand enterprises and ten thousand households visits," and "one village one discussion" to extend financial services to the grassroots level [2] - As of now, the bank's agricultural loans amount to approximately 7.132 billion yuan, benefiting over 13,000 agricultural households and new agricultural operators [2]