Workflow
信贷资金
icon
Search documents
“规划图”变“实景画” 四川达州同心共绘区域发展新画卷
Jin Rong Shi Bao· 2025-12-25 03:20
铺就联动"发展路" 巧引信贷"造血功" 万达开川渝统筹发展示范区是以重庆市万州区、开州区和四川省达州市为核心的跨省域协同发展试 验区,是国家发改委批准的《成渝城市发展群发展规划》中的重要内容。在这一横跨川渝、联动三地的 示范区建设中,金融始终是推进发展的关键动力。中国人民银行达州市分行联合万州、开州金融系统, 从机制创新到联动支持再到转型发展,用"协同"的纽带、"创新"的手段,将金融资源精准滴灌到示范区 发展的每一个关键环节,助力示范区从"规划图"变为"实景画"。 织密协同"制度网" 下好联动"先手棋" 中国人民银行达州市分行与万州、开州"手拉手",以《万达开区域金融发展合作备忘录》为"总蓝 图",搭建专题联席会议"碰头会"、专项工作组"攻坚队"的双轨协调机制。三地先后签署了《金融稳定 协作机制框架》《反洗钱工作协作机制》《货币金银工作合作备忘录》等十余项专项协议,织密了全方 位、多层次制度保障网。同时,与万州共同打造成渝地区双城经济圈转型金融示范协作区,已连续2年 被纳入川渝万达开地区统筹发展重点任务及标志性合作事项,鼓励两地银行机构加强联动,强化创新, 推进经济发展向绿色低碳转型。 金融知识"润民心" 风 ...
周村农商银行:金融活水润“三农” 酥梨产业添动能
Qi Lu Wan Bao· 2025-12-24 06:18
周村区文昌湖旅游度假区的酥梨种植专业户老刘的水果包装车间里,崭新的水果包装流水线正高速运转,分拣、套 网、装箱等工序一气呵成,原本耗时费力的水果包装环节,如今效率提升了数倍。"多亏了周村农商银行的资金支 持,这套流水线才顺利落地,现在供货速度跟得上,订单也越来越多了!"老刘看着刚上新的生产线,难掩喜悦。 乡村振兴,产业为基,金融为翼。作为扎根地方的本土银行,周村农商银行始终坚守服务"三农"的初心,把金融支 持乡村产业发展摆在突出位置。针对辖区内特色农业经营主体的资金需求,该行客户经理主动上门走访,像老刘这 样的酥梨种植专业户,正是农商银行金融服务的重点对象。在了解到老刘想添置水果包装流水线却面临资金缺口 后,客户经理第一时间对接需求,简化审批流程、加快放款速度,为其送上及时的信贷资金,让现代化的包装设备 顺利"安家落户"。 下一步,周村农商银行将继续坚守支农支小定位,以更贴心的金融服务、更精准的信贷支持,为乡村振兴注入源源 不断的金融动能,让农商银行的"金融温度"温暖更多涉农经营主体,书写服务"三农"的崭新篇章。 这套水果包装流水线的投用,不仅让老刘的酥梨包装实现了从人工到机械化的转变,大幅提升了供货效率,更 ...
河北超1.4万亿元信贷资金直达小微企业
Sou Hu Cai Jing· 2025-12-06 23:48
原标题: 我省支持小微企业融资协调工作机制成效显著,截至2025年10月末 服务模式也在实践中不断创新。以小微企业融资协调工作机制为依托,我省创新开展小微金融试点,建 立针对产业集群的金融辅导员队伍,为企业量身定制个性化融资方案。目前,共有16家金融机构参加试 点活动,参与工作人员超万人。 此外,我省持续开展小微企业首贷拓展提升行动,严格落实无还本续贷政策,将无还本续贷政策阶段性 扩展至中型企业,开展小微企业综合融资成本稳中有降专项行动,指导银行机构完善普惠信贷尽职免责 制度,助推敢贷、愿贷、能贷、会贷长效机制建设。 下一步,省发展改革委与河北金融监管局将继续探索形成支持小微企业融资协调工作机制常态化运行的 有效模式,采取更有力的举措,充分保障金融资源供给,加强对重点领域企业的走访对接服务,推动改 善融资环境,更好支持稳企业、强信心、促发展。(记者冯阳) 为有效破解小微企业"融资难、融资贵、融资慢"问题,2024年10月以来,省发展改革委、河北金融监管 局牵头建立支持小微企业融资协调工作机制,组织开展"千企万户大走访"活动,从供需两端发力畅通银 企对接。截至2025年10月末,河北省各级工作专班累计走访各类经 ...
甘肃银行(02139)天水分行:把金融活水洒在天河热土上
智通财经网· 2025-12-05 09:33
Core Viewpoint - Gansu Bank's Tianshui Branch is actively integrating financial services with local development, focusing on enhancing the quality of life and stimulating industrial growth in Tianshui, Gansu Province [1] Group 1: Financial Support for Livelihood - The Tianshui Chengji Heating Plant project is under construction, benefiting over 400,000 residents with high-quality heating services, supported by Gansu Bank's quick approval of funding [2] - Gansu Bank's commitment to efficiency is evident in its rapid loan approval process for the heating project, ensuring timely delivery of financial support to enhance community welfare [2] Group 2: Industrial Development Financing - Gansu Bank is supporting Tianshui's mushroom industry leader by facilitating financing for expansion and technological upgrades, utilizing a combination of guarantees and collateral to streamline the loan approval process [3] - The bank's proactive approach in identifying financing needs has significantly reduced the time required for loan approvals, aiding in the modernization of local agriculture [3] Group 3: Housing Project Financing - A residential project in Qin'an, previously stalled due to funding issues, has resumed construction with Gansu Bank's financial intervention, impacting over 800 households [4] - The bank formed a special team to collaborate with local government, ensuring rapid approval of funding to support the housing project, thereby contributing to community stability and welfare [4] Group 4: Cultural and Tourism Development - Gansu Bank has facilitated the establishment of the Weichuan Cultural Tourism Group in Wushan County, completing the loan approval process in just two weeks to support the local tourism industry [5] - The bank's financial assistance is helping to elevate Wushan's cultural tourism brand, enhancing the region's appeal and economic potential [5] Group 5: Overall Financial Impact - In 2023, Gansu Bank's Tianshui Branch has disbursed over 3 billion yuan in various loans, demonstrating its commitment to supporting local high-quality development through diverse financial services [5]
让信贷资金成为城市建设“催化剂”
Jin Rong Shi Bao· 2025-11-25 01:25
金融支持城市建设的效能,不仅取决于资金规模,更源于服务模式的创新突破。在延安新区建设初 期,建行率先介入并提供首笔授信,通过总行、省分行、市分行三级联动机制,将审批周期从20个工作 日压缩至5个工作日。这种绿色通道的本质,是金融机构打破内部层级壁垒、建立与城市建设节奏匹配 的快速响应机制,让信贷资源精准对接项目关键节点,避免资金供给与建设需求脱节,这一经验对同类 区域建设也具有重要借鉴价值。 11月17日上午,随着55302次试验动车组列车从西安北站驶出,西延高铁进入试运行阶段。看着银 白色列车呼啸而过,项目施工负责人那句"没有稳定资金,哪有如今的飞驰"在脑海中反复回响,也让笔 者对"金融力量"有了更直观的感悟。 实际上,金融支持城市建设的终极价值,在于将资金优势转化为民生福祉的提升。延安新区保障房 的建成、老旧城区的改造、公共服务配套的完善,本质上是金融资金通过基建投资转化为公共产品供给 的过程。 老区城市建设往往面临"资金缺口大、回报周期长、抵押担保弱"的困境,这在延安交通与新城建设 中体现得尤为突出。西延高铁作为重大基建工程,其长周期投入与技术攻坚的资金需求以及在黄土高原 丘陵地带建设新区的巨额投入,均 ...
农发行内蒙古分行备足150亿元信贷资金支持秋粮收购
Xin Hua Cai Jing· 2025-11-04 07:50
Core Viewpoint - The Agricultural Development Bank of China, Inner Mongolia Branch, has allocated 15 billion yuan in credit to support the autumn grain procurement, ensuring that farmers can increase their production and income [1]. Group 1: Credit Support for Grain Procurement - The bank has implemented a comprehensive plan for autumn grain procurement credit, emphasizing early deployment, research, layout, and publicity, as well as fast approval processes to ensure orderly progress [1]. - The bank actively engages with government departments, grain enterprises, and farmers to gather first-hand information on grain planting areas, yields, and funding needs [1]. Group 2: Policy Implementation and Market Stability - The bank strictly adheres to grain procurement credit policies, playing a crucial role as a primary channel for funding supply, ensuring adequate procurement funds through early credit approval and prioritizing funding quotas [1]. - The bank supports the implementation of reserve tasks by creating green channels and enhancing coordination among credit departments, ensuring timely disbursement of procurement funds [1].
北京银行:累计为5.8万家科技型中小微企业提供超1.4万亿元信贷资金
Core Viewpoint - Beijing Bank has provided significant financial support to technology-oriented small and medium-sized enterprises (SMEs), highlighting its commitment to fostering innovation and entrepreneurship in the region [1] Group 1 - Beijing Bank has cumulatively provided credit funds exceeding 1.4 trillion yuan to 58,000 technology-oriented SMEs [1] - The bank has served over 29,000 specialized and innovative enterprises [1] - Beijing Bank supports 82% of the companies listed on the ChiNext board, 74% on the Sci-Tech Innovation Board, and 75% of the innovative tier on the New Third Board [1]
农行宁津县支行:高效施策 全力护航“三秋”生产
Qi Lu Wan Bao· 2025-10-16 22:13
Group 1 - The article highlights the impact of continuous rainy weather on the autumn grain harvest, emphasizing the urgency of the situation for farmers [1] - Agricultural Bank of Ningjin County is prioritizing support for the autumn grain harvest as a key aspect of its service to the agricultural sector, mobilizing resources and implementing effective strategies [1] - The bank is actively coordinating with agricultural departments to understand the local harvest progress, machinery deployment, and funding needs [1] Group 2 - A team of customer managers from the bank is engaging directly with farmers and agricultural enterprises to address financing needs related to grain harvesting, drying, and storage [1] - The bank has established a "green channel" for loan approvals, prioritizing credit scale and offering preferential interest rates to ensure timely disbursement of agricultural loans [1] - Recently, the bank efficiently allocated 7 million yuan in credit to four grain drying enterprises, demonstrating strong financial support for the autumn harvest and contributing to national food security [1]
“陪伴式”金融服务 助力企业发展底气十足
Qi Lu Wan Bao Wang· 2025-08-26 13:22
Group 1 - The core viewpoint of the article highlights the significant role of financial support from Anqiu Rural Commercial Bank in facilitating the operations of Shandong Longda Environmental Engineering Co., Ltd, particularly in the context of increasing demand for environmental projects [1][3] - Shandong Longda Environmental Engineering Co., Ltd, established in 2019, specializes in the production and installation of wastewater treatment and fiberglass products, experiencing a notable increase in order volume due to rising environmental project demands [3] - The company faced a funding requirement of 15 million yuan for raw material procurement to ensure timely project delivery, which posed a challenge for its cash flow [3] Group 2 - Anqiu Rural Commercial Bank responded promptly to the company's financing needs by arranging a specialized financial service team to understand the operational status of the company and develop a flexible phased loan plan [3] - The bank provided an initial loan of 10 million yuan, which effectively addressed the company's immediate funding shortage, with an additional 5 million yuan to be disbursed based on actual production progress and raw material procurement needs [3] - The bank has focused on serving the real economy by addressing the financing pain points of enterprises, establishing specialized teams, and implementing a series of measures to provide tailored financial service solutions [3]
农行福建南平分行 积极推动老旧小区焕新颜
Group 1 - The core viewpoint of the articles highlights the significant transformation of old residential areas in Nanjing District, Nanping City, driven by financial support from Agricultural Bank of China (ABC) Nanping Branch, improving living conditions for residents [1][2] - The old residential area renovation project has a total investment of 205 million yuan, with ABC providing 130 million yuan in funding, utilizing income from various facilities as repayment sources [2][3] - The renovation will enhance infrastructure and public service capabilities, benefiting 17 old residential communities, 441 buildings, and nearly 14,000 residents [2] Group 2 - The project includes the removal of illegal constructions, underground drainage systems, and the addition of over 1,100 parking spaces, 280 car charging stations, and 1,300 electric vehicle charging points, along with modern residential features [2] - ABC Nanping Branch has been committed to supporting livelihood projects, with this renovation project recognized as a typical case for financial support in urban old residential area renovations nationwide [3] - As of the end of July, ABC Nanping Branch has approved eight infrastructure projects with a total credit amount of 1.155 billion yuan, having disbursed 164 million yuan [3]