Core Insights - Zhejiang Merchants Bank Hefei Branch has actively implemented the People's Bank of China's requirements to promote the national small and micro enterprise fund flow credit information sharing platform, becoming one of the first banks in Anhui Province to support small and micro enterprises in addressing financing difficulties [1][2] Group 1: Implementation and Impact - As of August 2025, the bank has served 43 small and micro enterprises through the fund flow credit information sharing platform, with a total loan amount of 86.504 million yuan [1] - The fund flow information platform offers advantages such as nationwide networking, subject-driven, real-time online access, on-demand sharing, and broad application, which helps small and micro enterprises improve financing opportunities and reduce costs [1] Group 2: Case Study - A packaging board company faced challenges in obtaining bank financing due to a lack of traditional collateral. The bank intervened by guiding the client to use the "Digital Science Loan" product and leveraging big data models for risk control [2] - The bank conducted a comprehensive assessment of the company's operations, confirming its stability and sufficient orders, which led to the approval of a 2 million yuan credit loan within five working days, significantly alleviating the client's urgent financial needs [2] Group 3: Future Plans - The bank plans to strengthen organizational leadership, enhance system application, improve process supervision, and conduct promotional training to further promote the fund flow information platform and implement the "Credit Enhancement Flow Loan" project [3]