Core Insights - The digital financial platform "DGCX Xin Kang Jia" collapsed suddenly in June 2025, promoting an unrealistic daily return of 1% [2] - The founder, Huang Xin, disappeared after leaving a message in an investor group chat, indicating a disconnect between investors' wealth and intelligence [2] - Regulatory warnings had been issued multiple times since January 2025, yet the platform continued to attract funds until just before its collapse [2] Group 1 - Investors like Wang Jia were lured into the platform through recommendations, only to find themselves unable to withdraw funds shortly after investing [2] - A whistleblower from the platform revealed that early participants had already withdrawn their investments, leaving later investors to bear the losses [2] - The platform attempted to implement a "solution" requiring users to pay a 10% "tax" on their holdings, promising immediate withdrawals and continued high returns, but with high fees and withdrawal conditions [2][3] Group 2 - Many investors, clinging to hope, paid the "tax" but still faced withdrawal issues, realizing they had fallen into a final trap set by the platform [3]

Core Viewpoint - The article discusses the collapse of the digital financial platform "DGCX Xin Kang Jia," which promised a daily return of 1% but ultimately left investors unable to withdraw their funds, highlighting the deceptive practices and risks associated with such platforms [1][3][12]. Summary by Sections Platform Operations and Collapse - "DGCX Xin Kang Jia" operated under the guise of a virtual currency investment platform, claiming to connect with the Dubai Gold and Commodity Exchange (DGCX) and promising an annualized return of 365%, significantly higher than traditional bank products [12][14]. - Despite multiple warnings from regulatory bodies starting in January 2025, the platform continued to attract investments until its collapse in June 2025 [3][17]. Investor Experiences - Many investors, like a mother from Shanxi, were lured into investing without understanding the risks, often influenced by friends or family [4][21]. - Some early investors managed to withdraw their funds before the collapse, indicating a predatory structure where later investors were essentially funding the returns of earlier ones [5][15]. Deceptive Practices - The platform employed a multi-level marketing structure, incentivizing users to recruit new members, which is characteristic of Ponzi schemes [15][23]. - The platform's operations included misleading claims about the legitimacy of its USDT transactions, which were used to obscure the true nature of the investment and evade regulatory scrutiny [14][15]. Regulatory Warnings and Public Response - Regulatory agencies issued multiple warnings about the platform's illegal activities, but these did not deter the influx of investments, reflecting a general lack of due diligence among investors [17][20]. - The article emphasizes the importance of recognizing the signs of fraudulent investment schemes, such as promises of high returns and reliance on recruitment for returns [21].