Group 1 - The People's Bank of China Shenzhen Branch has established a cross-departmental coordination mechanism to implement the "Two New" policy, focusing on project application, loan approval, and risk enhancement for enterprises [2] - As of the end of July this year, over 2,100 technology enterprises and 96 projects have successfully obtained loans exceeding 40 billion yuan, ranking among the top in loan issuance across cities in China [2] - Shenzhen has innovatively conducted pre-application guidance for enterprises, helping them quickly enter the project database, exemplified by a logistics company's 3 billion yuan project for smart network control systems [2] Group 2 - The People's Bank of China Shenzhen Branch has collaborated with the municipal finance bureau to enhance credit risk for technology-based SMEs through a tripartite cooperation model involving credit institutions and government financing guarantee agencies [3] - A flexible approval method called "deficiency review + post-completion" has been implemented to expedite policy benefits to enterprises, as demonstrated by a 150 million yuan loan approval for a laser technology innovation project despite incomplete land certification [3] - The bank aims to continue optimizing project reserve mechanisms and increasing loan issuance for technology innovation and equipment upgrade projects to lower financing costs for enterprises [4][5]