截至发稿，嘉澳环保市值为63亿元。 每经头条（nbdtoutiao）——展望"十五五" | 专访黄群慧：既要重视AI赋能千行百业，也要考量其对就业 的替代效应和带来的收入极化 （记者 贾运可） 每经AI快讯，嘉澳环保（SH 603822，收盘价：81.59元）11月21日晚间发布公告称，公司第六届第二十 三次董事会会议于2025年11月21日在公司会议室以现场会议与通讯会议相结合的方式召开。会议审议了 《关于选举代表公司执行公司事务的董事的议案》等文件。 2024年1至12月份，嘉澳环保的营业收入构成为：环保型增塑剂占比64.4%，生物柴油占比32.57%，其 他业务占比3.03%。 ...

Group 1 - The core point of the news is the introduction of a new credit loan policy in Hubei, which allows small and medium-sized enterprises (SMEs) to obtain loans based on their commercial value without the need for collateral [1][2] - Hubei Dingpu Environmental Technology Co., Ltd. successfully secured a loan of 3 million yuan within three days through the "E-Rong-Tong" platform, highlighting the efficiency of the new loan process [1] - Since the implementation of the commercial value credit loan policy in April, over 105,750 enterprises have registered on the platform, with 6,001 loan applications received by 22 banks, resulting in a total loan issuance of approximately 4.12 billion yuan [1][2] Group 2 - The policy aims to shift the traditional financing logic from "heavy collateral, light credit" to a model that relies on data and fiscal support, establishing a commercial value credit assessment model for SMEs [2] - The maximum credit limit for SMEs under this policy is set at 10 million yuan, and the entire process is conducted online, eliminating the need for physical visits to banks [2] - To mitigate bank risks, Hubei has established a risk fund pool of 1 billion yuan at both provincial and municipal levels, encouraging banks to lend more freely [2]