Core Viewpoint - The prepayment consumption model in the social medical service sector faces a trust crisis due to incidents of businesses "running away," prompting a need for solutions to restore consumer confidence and ensure healthy industry development [1][3]. Group 1: Industry Challenges - The reliance on prepayment consumption in the social medical service sector allows consumers to enjoy discounts and convenience while helping businesses secure customers and manage funds [3]. - Recent incidents of businesses closing unexpectedly have led to consumer difficulties in obtaining refunds, exacerbating the trust crisis within the industry [3][4]. Group 2: Proposed Solutions - The "Chengdu Prepayment Protection" platform is set to launch, aiming to build a trust bridge between consumers and businesses through a model of "government-led + professional operation + bank custody" [3][4]. - The platform will implement measures such as online promotion and offline credit identification for trustworthy businesses to enhance consumer trust [4]. Group 3: Financial Support and Risk Management - The platform will allow businesses to use 30%-70% of their funds for daily operations based on a whitelist system, with more flexibility for those with good credit [4]. - In case of business closures, the platform has a service guarantee mechanism to assist with service transfers or refunds, ensuring continuous medical service for consumers [4]. Group 4: Pilot Programs and Regulatory Support - A joint initiative by multiple government departments aims to optimize the business environment and address issues in prepayment consumption, with pilot programs in specific regions focusing on social medical services and other sectors [6]. - The initiative emphasizes proactive measures to prevent issues rather than reactive accountability, aiming to boost consumer confidence and meet medical service demands [6].