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“数据赋能+场景应用”创新信贷服务模式
Jin Rong Shi Bao· 2025-07-08 03:18
2025年以来,中国人民银行襄阳市分行以数字技术为驱动,推动数据赋能与场景应用深度融合,引导金 融机构依托资金流信息平台、"政采贷"线上平台、中小企业商业价值信用贷款平台、会计数据增信平 台,不断创新信贷服务模式,精准高效支持中小微企业。 中小企业商业价值信用贷款平台上线后,中国人民银行襄阳市分行通过专题培训、政策宣讲等方式,引 导金融机构加强平台应用。平台上线以来,襄阳市有7家金融机构与8家企业通过该平台达成融资协议, 涉及金额5200万元。 数据互联 "链动"企业融资 "从中标到获得贷款仅用10天,效率远超预期!"近日,谷城县某建筑安装工程公司负责人在获得8900万 元"政采贷"后连连称赞。据介绍,该公司中标某学校建设项目后,襄阳农商银行通过线上"政采贷"平台 抓取招标信息,依托中征应收账款融资服务平台与政府采购系统直联,通过整合政府采购合同信息,实 现从申请到放款全流程线上化,较传统模式大大缩短放款时间。该笔贷款的发放也标志着全市首笔中 征"工程贷"落地。 线上"政采贷"平台以政府采购合同为信用载体,通过政银企数据互联,为中小微企业提供"低利率、快 审批"的融资服务。中国人民银行襄阳市分行联合市县财政等 ...
硅溶胶铸件,年复合增长率CAGR为5.5%
Sou Hu Cai Jing· 2025-05-30 22:20
Core Insights - The global market for silica sol castings is experiencing an annual growth rate of 8%, driven by demand in high-end sectors such as aerospace and electric vehicles [1][3][5] - China holds a 25% share of the global market and aims for over 70% localization of key aerospace engine components by 2025, significantly boosting the demand for silica sol castings [3][6] Market Overview - The aerospace and new energy vehicle sectors contribute over 40% of the market growth, with silica sol castings becoming essential for high-end equipment localization [3][4] - The market is characterized by a technological monopoly among leading companies, with significant advancements in silica sol casting processes improving yield rates by 30% and reducing delivery times by 40% [4][6] Key Drivers - Technological advancements are leading to a shift from traditional water-based silica sol to fast-drying and modified silica sol, enhancing production efficiency [4][6] - Policy incentives, such as China's "Made in China 2025" initiative and EU carbon border adjustment measures, are pushing for the adoption of low-energy, high-precision silica sol castings [4][6] Regional Analysis - Asia-Pacific is emerging as a manufacturing hub, with the eastern coastal regions accounting for 60% of China's production capacity, while central regions are growing at a CAGR of 8.5% [6] - In Europe and the US, companies are accelerating technological upgrades in response to environmental regulations, with silica sol castings seeing increased demand in oil and gas extraction [6] Future Opportunities and Challenges - The silica sol casting market is at a crossroads of technological revolution and industrial transformation, with a projected annual growth rate of 6.1% [5] - Emerging sectors such as hydrogen energy storage and nuclear fusion are expected to drive demand for high-temperature and radiation-resistant castings, with a market size projected to reach $500 million by 2030 [6]