肉桂加工
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邮储银行云浮市分行创新模式精准支持 “贷”动肉桂产业发展
Zheng Quan Ri Bao Zhi Sheng· 2025-12-15 02:10
Core Viewpoint - The article highlights the transformation of the cinnamon industry in Luoding City, Guangdong Province, driven by targeted financial support from Postal Savings Bank, which aims to alleviate financing challenges and promote rural revitalization [1][2][3]. Group 1: Financial Support and Services - Postal Savings Bank's Yunnan branch has focused on the cinnamon industry as a key area for rural revitalization, increasing credit investment to address financing difficulties [1]. - A specialized financial service team for the cinnamon industry has been established to expedite approval processes and provide on-site services, ensuring that financial support reaches the producers directly [1][2]. - The bank has developed a comprehensive credit product system combining "mortgage + guarantee + credit" to meet the diverse financing needs of various stakeholders in the cinnamon industry [2]. Group 2: Industry Development and Transformation - The cinnamon industry in Luoding is undergoing significant changes, with local processing companies expanding production and exploring deep processing due to rising market prices [2]. - The financial support has enabled local cinnamon processing enterprises to upgrade equipment and processes, transitioning from rough processing to refined manufacturing [2]. - The industry has evolved from primarily initial processing of cinnamon bark and oil to include deep extraction, food research and development, and daily chemical products, thereby extending the industrial chain and increasing product value [2][3]. Group 3: Impact on Local Economy - Postal Savings Bank has disbursed a total of 150 million yuan in loans related to the cinnamon industry, benefiting various business entities within the industry chain [3]. - The growth of the cinnamon industry is contributing to increased income for local residents and paving the way for rural revitalization [3].