罗定市某科技发展有限公司一直专注于肉桂初加工，近年来随着肉桂市场价格持续走高，该公司逐步扩 大生产规模，并开始向深加工领域探索转型。 ■本报记者 李美丽 截至目前，邮储银行云浮市分行已累计投放肉桂产业相关贷款1.5亿元，惠及产业链上各类经营主体。 在"中国肉桂之乡"广东省罗定市，连绵的肉桂林在微风中泛起绿浪，空气里浸润着温暖辛甜的桂香，一 棵棵肉桂树正悄然经历一场从"绿叶"到"金叶"的价值跃迁。 一片桂叶，一缕桂香，正悄然带动一方百姓增收致富，铺就乡村振兴的"温暖之路"。随着"肉桂+"服务 体系的深化，罗定市正走出一条从"桂香满地"到"桂通四海"的产业振兴之路。 近年来，邮储银行云浮市分行将肉桂产业作为服务乡村振兴的重点领域，持续加大信贷投放，着力破解 产业发展中融资难、融资贵的问题。 为精准服务罗定市"一县一业"特色发展布局，邮储银行云浮市分行在当地打造了一支专业的肉桂产业金 融服务团队，打通融资"快车道"，实现审批提速、服务上门、政策直达。据记者了解，该分行工作人员 主动走进田间地头、加工车间，与桂皮行业协会等建立联动机制，常态化开展走访调研，摸清产业实 情、识别融资痛点，让金融服务真正从"柜台上"延伸到 ...

Group 1 - The core viewpoint emphasizes the innovative financial support mechanisms introduced by the People's Bank of China in Yunfu, aimed at fostering local economic development through targeted loans and subsidies [1][3][5] - As of July 2025, the balance of agricultural and small business re-loans in Yunfu reached 1.724 billion yuan, with a utilization rate of 97%, significantly supporting high-quality regional economic growth [1] - The "re-loan + provincial loan interest subsidy" model has been successfully implemented, allowing technology companies to benefit from lower loan rates and additional financial support [2][3] Group 2 - The financial institution has identified 24 strategic emerging industry enterprises eligible for credit, facilitating loans totaling 158 million yuan, which is expected to generate 1.6594 million yuan in provincial subsidies [3] - The introduction of innovative financing products such as "company + base + family farm" models has enabled local agricultural cooperatives to secure loans, enhancing their operational capabilities [4][5] - The "re-loan + modern agricultural industry chain" service model has led to the issuance of 560 million yuan in preferential loans to new agricultural operators, promoting local specialties [5] Group 3 - The collaboration between the People's Bank of China and local market regulation departments has resulted in the issuance of 113 million yuan in credit to "special, excellent, and new" individual businesses, benefiting 71 merchants [8] - The "Yue Quality Loan - Yun Quality Loan" model has been established to create a quality evaluation system for enterprises, facilitating access to financing for over 300 companies [8] - The ongoing efforts aim to deepen the "re-loan +" model, leveraging monetary, fiscal, and industrial policy synergies to drive sustainable economic development in key areas [8]