Vancouver, British Columbia--(Newsfile Corp. - February 10, 2026) - Inverite Insights Inc. (CSE: INVR) (OTC Pink: INVRF) (FSE: 2V0) ("Inverite"), a Canadian risk infrastructure company providing real-time financial data and decisioning signals, specializing in real-time bank verification, income and affordability analytics, and AI-driven risk-modeling and fraud-prevention solutions, will attend the Canadian Lenders Association's ("CLA") Automotive Finance Canada 2026 conference on February 10, 2026, in Tor ...

Dave Wright, president of Dave Wright Nissan Subaru in Hiawatha, Iowa wins 57th annual award that recognizes industry accomplishments and community service at the 109th National Automotive Dealers Association Show LAS VEGAS, Feb. 5, 2026 /PRNewswire/ -- Ally Financial Inc. (NYSE: ALLY) today announced Dave Wright, president of Dave Wright Nissan Subaru in Hiawatha, Iowa, was named the 2026 TIME Dealer of the Year at the 109th National Automotive Dealers Association (NADA) Show. Now in its 57th year, the awa ...

Empowering dealers to fulfill demand through preferred origination channels, including Credit Acceptance’s proprietary system and aggregator platforms such as RouteOne and Dealertrack.Hegde said he has implemented “highly disciplined operating rhythms,” including weekly business reviews and a “quarterly game plan” intended to align functions to annual objectives. His operating principles include removing friction for both dealers and consumers, making data-driven decisions, exploring enhancements to servici ...

Southfield, Michigan, Jan. 29, 2026 (GLOBE NEWSWIRE) -- Credit Acceptance Corporation (Nasdaq: CACC) (referred to as the “Company”, “Credit Acceptance”, “we”, “our”, or “us”) today announced consolidated net income of $122.0 million, or $10.99 per diluted share, for the three months ended December 31, 2025. Adjusted net income, a non-GAAP financial measure, for the three months ended December 31, 2025 was $126.0 million, or $11.35 per diluted share. The following table summarizes our financial results: (In ...

This story was originally published on WardsAuto. To receive daily news and insights, subscribe to our free daily WardsAuto newsletter. GM captive finance company GM Financial reported a drop in retail loan and lease originations in the fourth quarter of 2025, partly in keeping with an overall industry sales slowdown, and partly because GM soft-pedaled some incentives, according to the captive’s latest quarterly report. “GM Financial also had another strong year of profitability and capital returns to G ...

BOSTON & DALLAS--(BUSINESS WIRE)--Santander Holdings USA, Inc. ("Santander US†) announced that David McClelland has been named Head of the Santander US Auto business, effective today. McClelland will be responsible for executing on the company's Auto growth strategy, enhancing dealer and customer experiences, and managing manufacturer (OEM) relationships. In this capacity, he succeeds Bruce Jackson, who announced his retirement from the company. "With David's appointment, we are well positioned for the co ...

Core Viewpoint - The Ministry of Finance, the People's Bank of China, and the Financial Regulatory Administration have announced an extension of the personal consumption loan interest subsidy policy until the end of 2026, aiming to boost consumer spending and reduce credit costs for residents [1][3]. Group 1: Policy Implementation - The implementation period for the personal consumption loan interest subsidy policy is adjusted to be from September 1, 2025, to December 31, 2026 [3][4]. - Residents can enjoy interest subsidies for eligible consumption during this period, with a review of the policy's effectiveness planned for potential further extensions after the expiration [3][4]. Group 2: Support for Consumption - The policy encourages innovation in consumer finance, promoting collaboration between financial institutions and retail platforms to enhance the reach of the subsidy [3][4]. - The scope of the subsidy is expanded to include credit card installment payments, with an annual interest subsidy rate of 1% [4]. Group 3: Subsidy Standards and Coverage - The previous limits on the maximum subsidy amount per transaction and per borrower have been removed, while maintaining an annual cap of 3,000 yuan for each borrower at a single financial institution [4][5]. - The policy will now include a wider range of financial institutions, such as city commercial banks and foreign banks, to increase the coverage of the subsidy [4][5]. Group 4: Financial Management and Oversight - The subsidy funding will be allocated using a "pre-allocation + settlement" method, with provincial financial departments responsible for verifying and reporting funding needs [5][6]. - There will be enhanced collaboration among the Ministry of Finance, the People's Bank of China, and the Financial Regulatory Administration to monitor the implementation and compliance of the policy [6][7]. Group 5: Reporting and Compliance - Financial institutions are required to establish reporting systems to submit monthly updates on loan issuance and subsidy amounts to the relevant authorities [7]. - The new policy will take effect on January 1, 2026, superseding any conflicting regulations from previous documents [7].

Core Viewpoint - The market anticipates Ally Financial (ALLY) will report a year-over-year increase in earnings driven by higher revenues when it releases its results for the quarter ended December 2025 [1] Earnings Expectations - The earnings report is expected on January 21, and if the results exceed expectations, the stock may rise; conversely, missing estimates could lead to a decline [2] - The consensus estimate for quarterly earnings is $1.02 per share, reflecting a year-over-year increase of +30.8%, with revenues projected at $2.13 billion, up 5% from the previous year [3] Estimate Revisions - The consensus EPS estimate has been revised 0.42% higher in the last 30 days, indicating a collective reassessment by analysts [4] - The Most Accurate Estimate for Ally Financial is lower than the Zacks Consensus Estimate, resulting in an Earnings ESP of -2.93%, suggesting a bearish outlook from analysts [12] Earnings Surprise Prediction - The Zacks Earnings ESP compares the Most Accurate Estimate to the Zacks Consensus Estimate, with a positive Earnings ESP indicating a higher likelihood of an earnings beat [8][10] - Stocks with a positive Earnings ESP and a Zacks Rank of 1, 2, or 3 have historically produced a positive surprise nearly 70% of the time [10] Historical Performance - In the last reported quarter, Ally Financial was expected to post earnings of $0.99 per share but delivered $1.15, resulting in a surprise of +16.16% [13] - Over the past four quarters, the company has consistently beaten consensus EPS estimates [14] Conclusion - Ally Financial does not currently appear to be a strong candidate for an earnings beat, and investors should consider other factors when making decisions regarding the stock ahead of the earnings release [17]

Core Insights - Consumer Portfolio Services, Inc. (CPS) has initiated a forward flow program with Valley Strong Credit Union, which is expected to significantly enhance CPS's annual origination volumes by up to $900 million [2]. Group 1: Partnership Details - The forward flow program will focus on borrowers with prime credit, allowing CPS to serve a broader range of borrowers across the credit spectrum through its AI-enabled auto finance platform [2]. - This partnership aims to position CPS as a full spectrum lender and strengthen its relationships with dealership partners [2][3]. Group 2: Company Background - CPS is an independent specialty finance company that provides indirect automobile financing, primarily targeting individuals with past credit issues or limited credit histories [4]. - The company purchases retail installment sales contracts from franchised automobile dealerships, primarily secured by late model used vehicles [4]. Group 3: Valley Strong Credit Union Overview - Valley Strong Credit Union operates 31 branches and serves over 360,000 members, with approximately $4 billion in assets [5]. - It has been recognized as the 2 Credit Union in California by Forbes and is one of the largest financial institutions in the Central Valley [5].

Core Viewpoint - Open Lending Corporation has appointed Anthony Capizzano as Chief Growth Officer to enhance its growth strategy and support lenders across the nation [1][3]. Group 1: Appointment Details - Anthony Capizzano will assume the role of Chief Growth Officer effective January 5, 2026 [1]. - Capizzano has over 25 years of leadership experience in consumer lending, auto finance, banking, and financial technology [2]. Group 2: Strategic Alignment - Jessica Buss, CEO of Open Lending, stated that Capizzano's experience aligns with the company's strategic priorities and will guide the next phase of growth [3]. - The company aims to evolve its platform and expand support for lenders nationwide [3]. Group 3: Company Background - Open Lending provides loan analytics, risk-based pricing, risk modeling, and default insurance to auto lenders in the United States [4]. - The company has been empowering financial institutions for 25 years to create profitable auto loan portfolios with reduced risk [4].