Core Insights - Oracle is aggressively expanding its cloud services, with total cloud revenues increasing by 27% year-over-year in Q4 and projected to grow over 40% in fiscal 2026, driven by infrastructure expansion and demand for AI workloads [1][9] Group 1: Cloud Revenue Growth - Total cloud revenues climbed 27% year-over-year in Q4, contributing to a 24% annual increase in fiscal 2025 [1][9] - Management projects cloud revenue growth of over 40% in fiscal 2026, fueled by aggressive infrastructure expansion and strategic multi-cloud alliances [1][9] Group 2: Multi-Cloud Strategy - Oracle operates 23 data centers and plans to add 47 more within a year, enhancing its multi-cloud capabilities [2] - Integration with Amazon AWS, Microsoft Azure, and Google Cloud allows enterprises to run Oracle Database services across multiple environments, resulting in a 115% sequential increase in multi-cloud database revenues in Q4 [2] Group 3: Cloud Application Portfolio - Oracle's cloud application portfolio, including Fusion ERP and NetSuite, continues to drive double-digit growth [3] - The company is embedding AI across its cloud stack to meet enterprise demand for AI-ready infrastructure [3] Group 4: Remaining Performance Obligations (RPO) - Oracle's Remaining Performance Obligations (RPO) increased by 41% to $138 billion, with nearly 80% tied to cloud services and one-third expected to convert within the next year [4] Group 5: Competitive Landscape - Amazon Web Services (AWS) holds a dominant position in the cloud market with a 31-32% global share, supported by over $100 billion in annual data center investment [5] - Google Cloud Platform (GCP) is gaining traction with a 32% year-over-year revenue growth and significant enterprise contracts, positioning it as a strong competitor to Oracle [6] Group 6: Stock Performance and Valuation - Oracle's shares have appreciated 40.4% year-to-date, outperforming the Zacks Computer and Technology sector [7] - The forward 12-month Price/Sales ratio for Oracle is 9.45x, higher than the Zacks industry average of 8.34x, indicating potential overvaluation [10] Group 7: Revenue and Earnings Estimates - The Zacks Consensus Estimate for Oracle's fiscal 2026 revenues is $66.60 billion, reflecting a 16.02% year-over-year growth [13] - The consensus estimate for fiscal 2026 earnings is $6.73 per share, suggesting an 11.61% growth over fiscal 2025 [13]

Company Performance - Salesforce.com (CRM) ended the recent trading session at $248.29, showing a +1% change from the previous day's closing price, which is less than the S&P 500's daily gain of 1.52% [1] - Over the previous month, Salesforce.com shares experienced a loss of 8.17%, underperforming the Computer and Technology sector, which had a loss of 0.05%, and the S&P 500, which gained 1.1% [2] Earnings Forecast - The company is expected to release its earnings on September 3, 2025, with a predicted EPS of $2.77, indicating an 8.2% growth compared to the same quarter last year. The consensus estimate for quarterly revenue is $10.13 billion, up 8.66% from the year-ago period [3] - For the entire fiscal year, the Zacks Consensus Estimates project earnings of $11.3 per share and revenue of $41.15 billion, representing changes of +10.78% and +8.58%, respectively, from the prior year [4] Analyst Estimates and Valuation - Recent modifications to analyst estimates for Salesforce.com indicate the changing nature of near-term business trends, with positive alterations signifying analyst optimism regarding the business and profitability [5] - The Zacks Rank system, which integrates estimate changes, currently rates Salesforce.com at 3 (Hold), with the Zacks Consensus EPS estimate remaining stagnant over the past month [7] - Salesforce.com is currently traded at a Forward P/E ratio of 21.76, which is a discount compared to its industry average Forward P/E of 24.96. The company's PEG ratio is 1.69, while the Computer - Software industry has an average PEG ratio of 2 [8] Industry Context - The Computer - Software industry is part of the Computer and Technology sector, holding a Zacks Industry Rank of 64, placing it in the top 26% of all 250+ industries. The top 50% rated industries outperform the bottom half by a factor of 2 to 1 [9]

Company Performance - Intuit reported quarterly earnings of $2.75 per share, exceeding the Zacks Consensus Estimate of $2.65 per share, and up from $1.99 per share a year ago, representing an earnings surprise of +3.77% [1][2] - The company posted revenues of $3.83 billion for the quarter ended July 2025, surpassing the Zacks Consensus Estimate by 2.30% and increasing from $3.18 billion year-over-year [3] Market Comparison - Intuit shares have increased approximately 11.2% since the beginning of the year, outperforming the S&P 500's gain of 8.7% [4] Future Outlook - The current consensus EPS estimate for the upcoming quarter is $3.01 on revenues of $3.78 billion, and for the current fiscal year, it is $22.81 on revenues of $20.94 billion [8] - The Zacks Industry Rank indicates that the Computer - Software industry is in the top 22% of over 250 Zacks industries, suggesting a favorable outlook for stocks within this sector [9] Estimate Revisions - Ahead of the earnings release, the estimate revisions trend for Intuit was favorable, leading to a Zacks Rank 2 (Buy) for the stock, indicating expected outperformance in the near future [7]

Company Performance - Oracle's stock closed at $234.62, reflecting a -5.8% change from the previous day, underperforming the S&P 500's loss of 0.59% [1] - Prior to the recent trading session, Oracle shares had gained 2.27%, which was below the Computer and Technology sector's gain of 3.91% and the S&P 500's gain of 2.49% [1] Upcoming Financial Results - Oracle is projected to report earnings of $1.47 per share, indicating a year-over-year growth of 5.76% [2] - The consensus estimate anticipates revenue of $15.01 billion, representing a 12.83% increase from the same quarter last year [2] Full-Year Estimates - Zacks Consensus Estimates forecast earnings of $6.73 per share and revenue of $66.6 billion for Oracle, reflecting year-over-year changes of +11.61% and +16.02%, respectively [3] - Recent revisions to analyst forecasts for Oracle are important as they indicate changing business trends, with positive revisions suggesting analyst optimism [3] Valuation Metrics - Oracle's current Forward P/E ratio is 37.02, which is a premium compared to its industry's Forward P/E of 26.93 [6] - The company has a PEG ratio of 2.93, while the average PEG ratio for the Computer - Software industry is 2.05 [6] Industry Context - The Computer - Software industry, part of the broader Computer and Technology sector, holds a Zacks Industry Rank of 82, placing it in the top 34% of all industries [7] - The Zacks Industry Rank is based on the average Zacks Rank of individual stocks within the industry, with the top 50% rated industries outperforming the bottom half by a factor of 2 to 1 [7]

Core Insights - Strategy (MSTR) shares have declined 14.7% in the past month, underperforming the Zacks Computer-Software industry and the broader Computer and Technology sector [1] Company Overview - Strategy is the world's largest bitcoin treasury company, holding 628,791 bitcoins as of July 29, which accounts for 3% of all bitcoin in existence [2] - Other notable companies holding bitcoins include MARA Holdings (49,951 bitcoins), Riot Platform (19,273 bitcoins), and Tesla (11,509 bitcoins) [2] Stock Performance - MSTR shares have underperformed compared to MARA Holdings, Riot Platform, and Tesla over the past month, with Tesla increasing by 2.1%, while MARA and Riot shares dropped by 14.5% and 12.3%, respectively [3] Bitcoin Holdings and Projections - Strategy expects to achieve a bitcoin yield of 30% and $20 billion in gains if the bitcoin price reaches $150,000 by the end of the year [8] - The company projects a net income of $24 billion in 2025 based on the same bitcoin price outlook, which is significantly better than the projected losses of MARA Holdings and Riot Platforms [10] Capital Raising Strategy - The company has adopted a disciplined approach to capital raising through preferred equity offerings, which include various instruments with attractive yields [11] - Year to date, Strategy has issued $10.7 billion in equities and $7.6 billion in fixed income securities [12] Earnings Estimates - For the third quarter of 2025, the Zacks Consensus Estimate for MSTR's loss remains unchanged at 11 cents per share, compared to a loss of $1.56 in the same quarter last year [13] Valuation Concerns - MSTR shares are considered overvalued, with a Price/Book ratio of 2.15X compared to MARA Holdings' 1.24X and Riot Platforms' 1.38X, indicating a premium valuation [14] - The stock is currently trading below the 50-day moving average, suggesting a bearish trend [19]

Company Performance - Sapiens reported quarterly earnings of $0.34 per share, exceeding the Zacks Consensus Estimate of $0.32 per share, but down from $0.37 per share a year ago [1] - The earnings surprise for this quarter was +6.25%, following a previous surprise of +5.71% when earnings were $0.37 against an expectation of $0.35 [2] - The company posted revenues of $141.6 million for the quarter ended June 2025, surpassing the Zacks Consensus Estimate by 1.07% and up from $136.8 million year-over-year [3] Market Performance - Sapiens shares have increased approximately 9.8% since the beginning of the year, compared to a 9.6% gain in the S&P 500 [4] - The current consensus EPS estimate for the upcoming quarter is $0.35 on revenues of $148.8 million, and for the current fiscal year, it is $1.39 on revenues of $575.25 million [8] Industry Outlook - The Computer - Software industry, to which Sapiens belongs, is currently ranked in the top 30% of over 250 Zacks industries, indicating a favorable outlook [9] - Empirical research suggests a strong correlation between near-term stock movements and trends in earnings estimate revisions, which can impact Sapiens' stock performance [6]

Company Performance - Oracle's stock increased by 1.24% to $255.67, outperforming the S&P 500, which fell by 0.49% [1] - Over the past month, Oracle shares appreciated by 8.73%, while the Computer and Technology sector gained 3.58% and the S&P 500 gained 0.96% [1] Earnings Forecast - Oracle is expected to report an EPS of $1.47, reflecting a growth of 5.76% year-over-year [2] - Revenue is forecasted to be $15.01 billion, indicating a growth of 12.83% compared to the same quarter last year [2] Annual Estimates - For the annual period, earnings are anticipated to be $6.73 per share, with revenue projected at $66.59 billion, representing increases of 11.61% and 16.02% respectively [3] - Recent analyst estimate revisions for Oracle suggest positive business outlooks, as these changes often reflect short-term business dynamics [3] Valuation Metrics - Oracle has a Forward P/E ratio of 37.52, which is higher than the industry average of 23.97 [5] - The PEG ratio for Oracle is 2.97, compared to the Computer - Software industry's average PEG ratio of 2.25 [6] Industry Ranking - The Computer - Software industry holds a Zacks Industry Rank of 93, placing it in the top 38% of over 250 industries [6] - The Zacks Rank system indicates that the top 50% rated industries outperform the bottom half by a factor of 2 to 1 [7]

Company Performance - Intuit's stock closed at $784.87, reflecting a gain of +1.12% from the previous trading session, but underperformed compared to the S&P 500's gain of 1.47% [1] - Over the last month, Intuit's shares decreased by 0.58%, while the Computer and Technology sector gained 3.41% and the S&P 500 gained 0.64% [2] Upcoming Earnings Report - Intuit is scheduled to release its earnings on August 21, 2025, with analysts expecting earnings of $2.65 per share, indicating a year-over-year growth of 33.17% [3] - The consensus estimate for revenue is $3.74 billion, which represents a 17.61% increase from the prior-year quarter [3] Full-Year Estimates - The Zacks Consensus Estimates for Intuit's full-year earnings are $20.06 per share and revenue of $18.74 billion, reflecting year-over-year changes of +18.42% for earnings and 0% for revenue [4] - Recent revisions to analyst forecasts for Intuit are important as they can indicate shifting business dynamics, with positive revisions seen as a favorable sign for the business outlook [4] Stock Performance Indicators - The Zacks Rank system, which evaluates estimated changes, currently ranks Intuit at 2 (Buy), with a historical average return of +25% annually for 1 ranked stocks since 1988 [6] - Over the past month, the Zacks Consensus EPS estimate for Intuit has increased by 0.02% [6] Valuation Metrics - Intuit has a Forward P/E ratio of 34.03, which is a premium compared to the industry average Forward P/E of 23.64 [7] - The company also has a PEG ratio of 2.22, which is in line with the industry average [7] Industry Context - The Computer - Software industry, part of the Computer and Technology sector, holds a Zacks Industry Rank of 52, placing it in the top 22% of over 250 industries [8] - Research indicates that the top 50% rated industries outperform the bottom half by a factor of 2 to 1 [8]

Group 1 - The stock of Progress Software Corporation (PRGS) is experiencing significant attention due to high implied volatility in the options market, particularly for the Dec 19, 2025 $27.50 Call option [1] - Implied volatility indicates the market's expectation of future price movement, suggesting that investors anticipate a significant change in the stock's price, potentially due to an upcoming event [2] - Progress Software holds a Zacks Rank of 3 (Hold) in the Computer - Software industry, which is in the top 21% of the Zacks Industry Rank, with the Zacks Consensus Estimate for the current quarter increasing from $1.29 to $1.31 per share over the last 30 days [3] Group 2 - The high implied volatility for Progress Software may indicate a developing trading opportunity, as options traders often seek to sell premium on options with high implied volatility to capture decay [4]

Group 1 - Pros Holdings reported quarterly earnings of $0.13 per share, exceeding the Zacks Consensus Estimate of $0.07 per share, representing an earnings surprise of +85.71% [1] - The company achieved revenues of $88.72 million for the quarter ended June 2025, surpassing the Zacks Consensus Estimate by 1.16% and showing an increase from $82.01 million year-over-year [2] - Over the last four quarters, Pros Holdings has surpassed consensus EPS estimates three times and topped consensus revenue estimates four times [2] Group 2 - Pros Holdings shares have declined approximately 27.9% since the beginning of the year, contrasting with the S&P 500's gain of 8.2% [3] - The company's earnings outlook is crucial for investors, as it includes current consensus earnings expectations for upcoming quarters and any recent changes to these expectations [4] - The current consensus EPS estimate for the upcoming quarter is $0.19 on revenues of $91.96 million, and for the current fiscal year, it is $0.63 on revenues of $361.02 million [7] Group 3 - The Zacks Industry Rank indicates that the Computer - Software industry is currently in the top 19% of over 250 Zacks industries, suggesting a favorable outlook for stocks within this sector [8] - Another company in the same industry, Intuit, is expected to report quarterly earnings of $2.65 per share, reflecting a year-over-year change of +33.2%, with revenues projected at $3.74 billion, up 17.6% from the previous year [9]