Theoretically, the idea is that when we retire or simply stop working and start living off the investment portfolio, our exposure to growth-biased assets should come down.Roberts Berzins has over a decade of experience in the financial management helping top-tier corporates shape their financial strategies and execute large-scale financings. He has also made significant efforts to institutionalize REIT framework in Latvia to boost the liquidity of pan-Baltic capital markets. Other policy-level work includes ...

Although September has historically been one of the underperforming months for the stock market and can be prone to panic selling, this can create opportunities for seasoned investors or those willing to stretch their risk tolerance, with two finance stocks worth considering on a recent dip below their 52-week highs being Acadian Asset Management (AAMI)  and AllianceBernstein (AB) .Furthermore, this September could be different as the expectation of a rate cut is on the horizon and bodes well for financial ...

截至7月31日，2025年内蒙古自治区1.7万家用票单位累计开具财政电子票据突破1亿张，开票金额达900 亿元，其中非税一般缴款书开票单位同比增长5%，开票量同比增长70.9%；行政事业单位资金往来结算 票据开票单位同比增长7.56%，开票量同比增长23.87%；医疗收费票据开票量同比增长3.26%。各项数 据增长的背后，是财政票据管理从"人防"向"技防"的跃升。 以票促收强化收入管理 财政电子票据改革的实施，使电子票据与收费项目、缴款渠道产生强制关联。所有收费行为必须开具电 子票据，从源头上杜绝了"收费不开票"的违规操作，有效防止了资金"体外循环"和隐匿截留。 财政部门可对电子票据从申领、开具到核销全流程进行实时动态监控。系统自动比对票据与资金信息， 对异常开票、超期未缴等风险进行智能预警，极大提升了监管精准度与时效性，确保财政收入"跑冒滴 漏"无处遁形。 下一步，自治区财政厅将持续拓展电子票据应用场景，优化系统功能与用户体验，推动财政票据管理 从"电子化"向"智能化"迈进，全面提升财政管理的精细化、科学化水平，让每一分财政资金都在"阳 光"下规范、高效运行，为区域经济社会高质量发展筑牢财政基石。（朱斯禾） ...

Group 1 - Roberts Berzins has over a decade of experience in financial management, assisting top-tier corporates in shaping financial strategies and executing large-scale financings [1] - Significant efforts have been made to institutionalize the REIT framework in Latvia to enhance the liquidity of pan-Baltic capital markets [1] - Development of national SOE financing guidelines and frameworks for channeling private capital into affordable housing stock has been a focus area [1] Group 2 - Roberts Berzins is a CFA Charterholder and holds an ESG investing certificate, indicating a strong foundation in investment principles and sustainable investing [1] - Active involvement in "thought-leadership" activities supports the development of pan-Baltic capital markets, showcasing a commitment to industry advancement [1]

Core Viewpoint - LIV Portfolio Management is enhancing its commitment to philanthropy through various initiatives aimed at making a significant impact in communities, focusing on education, sustainability, and support for those in need [1][2]. Group 1: Philanthropic Initiatives - The company is partnering with local charities to provide financial support and employee time for causes like education and healthcare in underserved communities [5]. - An Employee Volunteer Program is being launched, allowing employees to donate paid hours to community projects and participate in organized volunteer days [5]. - A matching donations program will be introduced, where LIVPM will match donations made by employees and clients to selected causes, effectively doubling the impact [5]. Group 2: Environmental and Educational Focus - LIVPM is actively supporting environmental sustainability through habitat restoration, biodiversity improvement, and clean energy investments, aiming to reduce carbon footprints and promote sustainable practices [5]. - The company is establishing a scholarship fund for low-income students pursuing higher education, particularly in fields like environmental science, finance, and business, to foster the next generation of leaders [5]. Group 3: Company Philosophy - LIV Portfolio Management emphasizes that true wealth encompasses enriching the lives of others, not just financial security, and aims to create a lasting positive impact through its philanthropic efforts [4][6].

Collateralized loan obligation assets have become increasingly popular among both institutional and retail investors. For retail investors this asset class started to gain traction right after the SEC relaxed some important regulations on actively Roberts Berzins has over a decade of experience in the financial management helping top-tier corporates shape their financial strategies and execute large-scale financings. He has also made significant efforts to institutionalize REIT framework in Latvia to boost ...

Group 1 - Roberts Berzins has over a decade of experience in financial management, assisting top-tier corporates in shaping financial strategies and executing large-scale financings [1] - Significant efforts have been made to institutionalize the REIT framework in Latvia to enhance the liquidity of pan-Baltic capital markets [1] - Development of national SOE financing guidelines and frameworks for channeling private capital into affordable housing stock has been a focus [1] - Roberts is a CFA Charterholder and holds an ESG investing certificate, with experience from an internship at the Chicago Board of Trade [1] - Active involvement in "thought-leadership" activities supports the development of pan-Baltic capital markets [1]

Group 1 - The article highlights the importance of access to regular current income streams for financial independence planning [1] - Roberts Berzins has over a decade of experience in financial management, assisting top-tier corporates in shaping financial strategies and executing large-scale financings [1] - Berzins has contributed to institutionalizing the REIT framework in Latvia to enhance the liquidity of pan-Baltic capital markets [1] Group 2 - The article mentions Berzins' involvement in developing national SOE financing guidelines and frameworks for channeling private capital into affordable housing [1] - Berzins holds a CFA Charter and an ESG investing certificate, indicating a strong background in investment and sustainability [1] - He has participated in "thought-leadership" activities aimed at supporting the development of pan-Baltic capital markets [1]

Group 1 - The article highlights the financial expertise of Roberts Berzins, who has over a decade of experience in financial management, particularly in shaping financial strategies for top-tier corporates [1] - Berzins has contributed to the institutionalization of the REIT framework in Latvia, aiming to enhance the liquidity of pan-Baltic capital markets [1] - His work includes developing national SOE financing guidelines and frameworks to channel private capital into affordable housing [1] Group 2 - Berzins holds a CFA Charter and an ESG investing certificate, indicating a strong foundation in investment principles and sustainable investing [1] - He has experience with the Chicago Board of Trade, which adds to his credibility in financial markets despite being based in Latvia [1] - Berzins is actively involved in thought-leadership activities to support the development of capital markets in the Baltic region [1]

Group 1 - One of the key challenges in retirement-focused strategies is achieving the necessary income or portfolio value goal in a timely manner, such as building a $5,000 monthly income producing portfolio [1] - Roberts Berzins has over a decade of experience in financial management, helping top-tier corporates shape their financial strategies and execute large-scale financings [1] - Berzins has made significant efforts to institutionalize the REIT framework in Latvia to enhance the liquidity of pan-Baltic capital markets [1] Group 2 - Berzins has contributed to the development of national SOE financing guidelines and frameworks for channeling private capital into affordable housing stock [1] - He is a CFA Charterholder and holds an ESG investing certificate, with experience from an internship at the Chicago Board of Trade [1] - Berzins is actively involved in "thought-leadership" activities to support the development of pan-Baltic capital markets [1]