Cherry Hill Mortgage Investment Corporation (NYSE:CHMI) Q4 2025 Earnings call February 25, 2026 05:00 PM ET Company ParticipantsApeksha Patel - CFOEmma Little - Senior Associate of Investor RelationsJay Lown - President and CEOJulian Evans - Chief Investment OfficerMikhail Goberman - VP of Equity ResearchConference Call ParticipantsTimothy D'Agostino - Research AnalystOperatorThank you for standing by, and welcome to Cherry Hill Mortgage Investment Corporation's fourth quarter, 2025 earnings conference call ...

Cherry Hill Mortgage Investment Corporation (NYSE:CHMI) Q4 2025 Earnings call February 25, 2026 05:00 PM ET Speaker5Thank you for standing by, and welcome to Cherry Hill Mortgage Investment Corporation's fourth quarter, 2025 earnings conference call. At this time, all participants are in a listen-only mode. After the speaker presentation, there will be a question-and-answer session. To ask a question during the session, you will need to press *11 on your telephone. To remove yourself from the queue, you may ...

Investor Presentation Fourth Quarter 2025 Legal Disclaimer FORWARD-LOOKING STATEMENTS. Certain statements in this presentation may constitute forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995, including without limitation, references to: potential or expected future cash flows; estimated or expected returns, sometimes referred to as initial IRR, updated IRR, expected IRR, or current-to-maturity IRR; potential discount rates; potential future investments; e ...

TPG Mortgage Investment Trust (MITT) has been beaten down lately with too much selling pressure. While the stock has lost 10% over the past four weeks, there is light at the end of the tunnel as it is now in oversold territory and Wall Street analysts expect the company to report better earnings than they predicted earlier.We use Relative Strength Index (RSI), one of the most commonly used technical indicators, for spotting whether a stock is oversold. This is a momentum oscillator that measures the speed a ...

After reaching an important support level, Redwood Trust, Inc. (RWT) could be a good stock pick from a technical perspective. RWT recently experienced a "golden cross" event, which saw its 50-day simple moving average breaking out above its 200-day simple moving average.A golden cross is a technical chart pattern that can signify a potential bullish breakout. It's formed from a crossover involving a security's short-term moving average breaking above a longer-term moving average, with the most common moving ...

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Richard Jay Mack: Thank you, Anne, and thank you all for joining us this morning for CMTG's fourth quarter earnings call. CMTG made a meaningful amount of progress last year, executing on several critical path items. In 2025, we accomplished the priorities we established at the start of the year, including resolving watch list loans, enhancing liquidity, and further deleveraging the portfolio. One year ago, we established a $2,000,000,000 total resolution target for 2025, and I am pleased to report that we ...

Financial Data and Key Metrics Changes - For Q4 2025, the company reported a GAAP net loss of $1.56 per share and a distributable loss of $0.71 per share, with distributable earnings prior to realized gains and losses at $0.02 per share [10] - The held for investment loan portfolio decreased to $3.7 billion at December 31, down from $4.3 billion at September 30 and $6.1 billion at year-end 2024 [10][11] - The total CECL reserve on loans receivable held for investment increased from $308 million (6.8% of UPB) at September 30 to $443 million (10.9% of UPB) at year-end [20] Business Line Data and Key Metrics Changes - Office exposure decreased from $859 million to $589 million, and land exposure decreased from $489 million to $187 million [11] - The company resolved 11 watch list loans with an aggregate UPB of $1.3 billion, exceeding the $2 billion resolution target for 2025 by achieving $2.5 billion in total resolutions [4][15] Market Data and Key Metrics Changes - The company observed encouraging indicators in property market fundamentals, including a reduction in new supply, tightening credit spreads, and improving financing costs for new originations [8] - Increased demand for industrial space and significant investments in areas such as artificial intelligence and domestic manufacturing were noted, which are expected to support job growth and incremental demand for real estate over time [8] Company Strategy and Development Direction - The company aims to continue resolving watch list loans, deleveraging the balance sheet, and reducing capital costs over time, with a focus on asset management and decisive execution in 2026 [7][9] - The goal is to position the company to evaluate new lending opportunities towards the end of 2026 and lay the groundwork for portfolio growth in subsequent years [9] Management's Comments on Operating Environment and Future Outlook - Management remains optimistic but cautious about the macroeconomic backdrop, anticipating a gradual improvement in the real estate market rather than an overnight recovery [7] - The company is focused on cleaning up its book to make it more transparent and easier to understand, which is expected to help the market evaluate the business properly [28] Other Important Information - The company retired the Term Loan B, which had a balance of $718 million, and replaced it with a new $500 million senior secured loan from HPS, extending the maturity of corporate debt to 2030 [5][24] - The company generated significant liquidity, with $153 million in liquidity reported, representing a $51 million increase compared to the prior year-end [25] Q&A Session Summary Question: Opportunities to create shareholder value outside of resolving the portfolio - Management emphasized the need to clean up the book for better market evaluation before considering other opportunities [28] Question: Expectations for net interest income (NII) in Q1 2026 - Management indicated that NII is likely to continue to compress as loans are resolved and the portfolio transitions [30] Question: Percentage of reserves that could translate into losses over the next 12 months - Management stated that they believe they are appropriately reserved, but new information could change expectations [32][33] Question: Liquidity levels in 2026 - Management expressed confidence in liquidity levels, which are above minimum requirements, and indicated plans for capital allocation options [45] Question: Changes in expectations for the pace of sales from the REO portfolio - Management noted a more constructive environment for resolving assets but emphasized the need for a balanced approach [48] Question: NOI within the REO portfolio - Management described a mixed performance in NOI across REO assets, with some generating positive NOI and others being more challenged [54]

Claros Mortgage Trust (NYSE:CMTG) Q4 2025 Earnings call February 19, 2026 10:00 AM ET Company ParticipantsAnh Huynh - VP of Investor RelationsChris Muller - DirectorJohn Nicodemus - Managing DirectorMike McGillis - President and CFOPriyanka Garg - EVPRichard Mack - CEORick Shane - Managing DirectorOperatorHello, and welcome to the Claros Mortgage Trust fourth quarter 2025 earnings conference call. My name is Becky, and I will be your conference facilitator today. All participants will be in a listen-only mo ...

Financial Data and Key Metrics Changes - For Q4 2025, the company reported a GAAP net loss of $1.56 per share and a distributable loss of $0.71 per share, with distributable earnings prior to realized gains and losses at $0.02 per share [10] - The held for investment loan portfolio decreased to $3.7 billion at December 31, down from $4.3 billion at September 30 and $6.1 billion at year-end 2024 [10] - The total CECL reserve on loans receivable held for investment increased from $308 million, or 6.8% of UPB at September 30, to $443 million, or 10.9% of UPB at year-end [19] Business Line Data and Key Metrics Changes - Office exposure decreased from $859 million to $589 million, and land exposure decreased from $489 million to $187 million [11] - The company resolved 11 watch list loans, representing an aggregate UPB of $1.3 billion, exceeding the $2 billion resolution target for 2025 by achieving $2.5 billion in total resolutions [4][14] Market Data and Key Metrics Changes - The company observed encouraging indicators in the property market, including a reduction in new supply, tightening credit spreads, and improving financing costs for new originations [7] - Increased demand for industrial space and significant investments in areas such as artificial intelligence and domestic manufacturing were noted as positive trends for the real estate market [8] Company Strategy and Development Direction - The company aims to position itself to evaluate new lending opportunities towards the end of 2026 while focusing on asset management and resolving watch list loans [9] - The financing agreement with HPS extends the maturity of corporate debt to 2030, providing flexibility to execute the business plan [6][22] Management's Comments on Operating Environment and Future Outlook - Management remains optimistic but cautious about the macroeconomic backdrop, anticipating a gradual improvement in the real estate market rather than an overnight recovery [6] - The company is focused on cleaning up its portfolio to enhance transparency and facilitate better market evaluation [27] Other Important Information - The company retired the Term Loan B, which had a balance of $718 million, and replaced it with a new $500 million senior secured loan from HPS [5][22] - The company generated significant liquidity, increasing its liquidity position to $153 million, despite significant deleveraging [24] Q&A Session Summary Question: Opportunities to create shareholder value outside of resolving the portfolio - Management emphasized the need to clean up the book for better market evaluation before exploring other value creation opportunities [27] Question: Expectations for net interest income (NII) in Q1 2026 - Management indicated that NII is likely to remain lower in the first and second quarters due to ongoing portfolio transitions and resolutions [29][30] Question: Percentage of reserves that could translate into losses over the next 12 months - Management stated that they believe they are appropriately reserved based on past resolutions and current market conditions, but acknowledged the dynamic nature of the environment [32][33] Question: Liquidity levels in 2026 - Management expressed confidence in their liquidity position, indicating a significant cushion over minimum requirements and plans for further deleveraging [45] Question: Changes in expectations for the pace of sales from the REO portfolio - Management noted a more constructive environment for resolving assets but cautioned that transaction volumes are still lower than anticipated [48]