Core Viewpoint - Assurant, Inc. (AIZ) is trading at a discount compared to the Zacks Multi-line Insurance industry, with a forward price-to-earnings multiple of 1.85X, lower than the industry average of 2.56X, indicating potential investment opportunity [1] Financial Performance - Assurant has a market capitalization of $9.63 billion and an average trading volume of 0.5 million shares over the last three months [1] - Shares of Assurant have gained 14% over the past year, outperforming the industry growth of 6.4% and the Zacks S&P 500 composite's growth of 11.8%, but underperformed the Finance sector's return of 18.2% [3][7] - The Zacks Consensus Estimate for Assurant's 2025 revenues is $12.59 billion, reflecting a year-over-year improvement of 5.2% [4] Growth Projections - The consensus estimate for 2026 indicates an increase of 18.7% in earnings per share and 4.4% in revenues compared to 2024 estimates [4] - Assurant's earnings have grown 16.6% over the past five years, surpassing the industry average of 10.2% [4] Business Strategy - Assurant is focusing on expanding its capital-light businesses, which contribute 52% of segment revenues, and management expects this segment to continue growing in double digits over the long term [11] - The company is enhancing its Connected Living platform, particularly in mobile protection, which is expected to drive long-term growth [12][15] Operational Efficiency - Assurant's return on equity in the trailing 12 months was 15.4%, exceeding the industry average of 14.8%, indicating effective utilization of shareholders' funds [9] - The return on invested capital (ROIC) was 9.9%, significantly higher than the industry average of 2%, reflecting efficient fund utilization to generate income [10] Capital Management - Assurant has a solid capital management policy, with an approved dividend hike of 11% in November 2024, marking the 20th consecutive year of increases [16] - In Q1 2025, Assurant repurchased shares worth $62 million, with $287 million remaining under the current repurchase authorization [16] Future Outlook - The company expects adjusted EBITDA growth in its Global Housing and Global Lifestyle segments, driven by various factors including mobile device protection and financial services programs [13][14] - Assurant's focus on capital-light businesses and favorable growth estimates are expected to benefit the insurer in the long term [17][18]

Key Takeaways PRU shares fell 10.1% in a year, underperforming the industry, sector, and SPrudential Financial Inc. (PRU) shares are trading at a discount compared to the Zacks Multi-line Insurance industry. Its forward price to forward 12-month earnings of 7.47X is lower than the industry average of 8.85X, the Finance sector’s 16.72X and the Zacks S&P 500 Composite’s 22.52X. The multi-line insurer has a Value Score of A.Shares of other insurers like Horace Mann Educators Corporation (HMN) and EverQuote, In ...

Key Takeaways Solid renewal retention and prudent capital deployment position EG for sustained long-term growth. EG plans to continue share repurchases through 2025, reflecting robust earnings capacity. EG maintains a strong capital position, targeting a 15-20% long-term debt leverage ratio over three years.Everest Group, Ltd. (EG) shares are trading at a discount compared to the Zacks Multi-line Insurance industry. Its forward price to forward 12-months earnings of 6.44X is lower than the industry averag ...

Everest Group, Ltd. (EG) shares are trading at a discount compared to the Zacks Multi-line Insurance industry. Its forward price-to-book value of 1.02X is lower than the industry average of 2.46X, the Finance sector’s 4.3X and the Zacks S&P 500 Composite’s 7.98X. The multi-line insurer has a Value Score of A.Shares of EverQuote, Inc. (EVER) are trading at a multiple higher than the industry average, while Radian Group Inc. (RDN) and Old Republic International Corporation (ORI) shares are trading at a discou ...

The board of directors of Radian Group Inc. (RDN) authorized a share buyback program to return more value to investors. With the latest authorization, the board has approved a new $750 million share repurchase program, which expires on Dec. 31, 2027. This brings Radian Group’s total outstanding repurchase authority to around $863 million, with approximately $113 million remaining under the existing share repurchase program as of May 20, 2025.This new authorization will allow Radian Group to repurchase up to ...