With a market cap of $25.5 billion, Cincinnati Financial Corporation (CINF) provides a broad range of property and casualty insurance products through its Commercial Lines, Personal Lines, Excess and Surplus Lines, Life Insurance, and Investments segments. It also offers annuities, investment services, commercial leasing and financing, and insurance brokerage services. Shares of the Fairfield, Ohio-based company have outpaced the broader market over the past 52 weeks. CINF stock has increased 19.5% over ...

[CNOinc.com].SOURCE CNO Financial Group## 21%[more press release views with Request a Demo]## Also from this source### CNO Financial Group Declares $0.17 Quarterly Dividend and Announces Virtual Annual Meeting Date[CNO Financial Group, Inc. (NYSE: CNO) announced today that its Board of Directors has declared a quarterly cash dividend of $0.17 per share on the...]### CNO Financial Group Reports Fourth Quarter and Full Year 2025 Results[CNO Financial Group, Inc. (NYSE: CNO) today reported its fourth quarter a ...

Key Takeaways PRU is seeing strong demand for retirement products as U.S. aging trends boost long-term growth. Prudential Financial is expanding in Japan, Brazil and Malaysia to drive international earnings growth. PRU faces capital strain from annuities and lower sales tied to product repricing and reserve accretion. Shares of Prudential Financial Inc. (PRU) have lost 6.4% in the past year, underperforming the industry’s growth of 0.9%.The insurer has a market capitalization of $36.40 billion. The average ...

Core Viewpoint - CNO Financial Group has declared a quarterly cash dividend of $0.17 per share and announced the date for its virtual annual meeting, alongside the retirement of a long-serving board member [1]. Dividend Announcement - The Board of Directors declared a quarterly cash dividend of $0.17 per share on common shares, payable on March 24, 2026, to shareholders of record as of March 10, 2026 [1]. Annual Meeting Details - The annual meeting of shareholders will be held virtually on May 12, 2026, at 8:00 a.m. ET, with participation available for holders of record as of March 16, 2026 [1]. Board Member Retirement - Nina Henderson will retire from the Board of Directors at the end of her current term, which concludes with the annual meeting. She has served on the Board since 2012 and has been a key figure in various committees [1]. Company Overview - CNO Financial Group, Inc. provides life and health insurance, annuities, and financial services, managing 3.2 million policies and holding total assets of $38.8 billion [1].

Core Insights - CNO Financial Group reported strong financial results for Q4 and full year 2025, achieving its 14th consecutive quarter of strong insurance sales with total new annualized premiums increasing by 15% year-over-year [1][5] - Operating earnings per share grew by 11%, driven by strong insurance product margins, investment results, and disciplined expense management [1][5] - The company returned $386 million to shareholders in 2025, marking an 11% increase from 2024, supported by healthy free cash flow generation [1][5] Financial Performance - Q4 2025 net income was $93 million, or $0.95 per diluted share, while net operating income was $143 million, or $1.47 per diluted share [5][10] - For the full year 2025, net income was $229 million, or $2.30 per diluted share, and net operating income was $439 million, or $4.40 per diluted share [5][10] - The return on equity (ROE) for 2025 was 8.9%, with an operating ROE of 11.4% when excluding significant items [5][30] Shareholder Returns - The company repurchased $60 million of common stock during Q4 2025, with an average cost of $40.74 per share, and had authority to repurchase an additional $420.4 million [25] - Dividends paid on common stock totaled $16.2 million in Q4 2025 [25] Investment Portfolio - As of December 31, 2025, CNO's available-for-sale fixed maturity portfolio had a fair value of $23.9 billion, with net unrealized losses of $2.1 billion [23] - The allowance for credit losses was $36 million at the end of 2025 [23] Capital Position - The consolidated statutory risk-based capital ratio for CNO's U.S. insurance subsidiaries was estimated at 380% as of December 31, 2025 [24] - Book value per share increased to $27.92 at the end of 2025, compared to $24.75 at the end of 2024 [27]

Core Insights - The article discusses the introduction of annuity options in 401(k) plans, highlighting their potential benefits for retirement planning [1][2]. Group 1: Annuity Overview - Annuities are insurance products designed to help individuals meet long-term savings goals, involving a lump-sum or series of payments in exchange for future payouts [3]. - The SECURE Act of 2019 facilitated the inclusion of annuities in 401(k) plans, aiming to provide more guaranteed income options for retirees [2]. Group 2: Types of Annuities - There are three main types of annuities: fixed, variable, and indexed [5]. - Fixed annuities offer a guaranteed interest rate and predictable payments, making them popular for their stability and peace of mind [6]. - Variable annuities provide various investment options, with returns dependent on investment performance, but typically only guarantee a return of the premium for beneficiaries [7]. Group 3: Tax Implications - Investment earnings within annuities are generally tax-deferred, with gains taxed at ordinary income rates upon withdrawal, rather than capital gains rates [4]. Group 4: Payment Structures - Deferred annuities provide payouts at a future date, while immediate annuities start payments right away [4]. - Fixed annuities can be structured for a set period, lifetime payments, or joint lifetime payments for couples, with options for beneficiary payouts after death [6].

Group 1 - Prudential Financial, Inc. (NYSE:PRU) is recognized as one of the 15 Best High Yield Stocks to Buy [1] - Mizuho has raised its price target for Prudential to $126 from $125 while maintaining a Neutral rating, following routine model adjustments in the insurance sector [2] - Prudential is considering selling its stake in South African financial services firm Alexforbes, indicating a potential shift in its strategic direction [3][4] Group 2 - Prudential originally acquired its stake in Alexforbes in 2022, owning approximately one-third of the company, which has a market value of about 10.7 billion rand (approximately $627 million) [4] - The company offers a wide range of financial services, including life insurance, annuities, retirement solutions, mutual funds, and investment management [5]

Steve Janoson promoted to Senior Vice President, Direct and Independent Distribution;Rachel Spehler promoted to Senior Vice President, Deputy General Counsel and SecretaryCARMEL, Ind., Jan. 21, 2026 /PRNewswire/ -- CNO Financial Group, Inc. (NYSE: CNO) announced today the promotions of Steve Janoson to Senior Vice President, Direct and Independent Distribution and Rachel Spehler to Senior Vice President, Deputy General Counsel and Secretary. Both promotions are effective immediately.Janoson most recently s ...

Core Viewpoint - CNO Financial Group, Inc. will report its fourth quarter and full year results for 2025 on February 5, 2026, with a conference call scheduled for February 6, 2026 to discuss these results [1]. Group 1: Financial Reporting - The results for the fourth quarter and full year ended December 31, 2025 will be announced after market close on February 5, 2026 [1]. - A conference call to discuss the results will take place at 11:00 a.m. Eastern Time on February 6, 2026 [1]. Group 2: Participation Details - Investors can participate in the conference call by registering online, which will provide call details and a registrant ID for attendance tracking [2]. - The conference call will also be available via a live webcast, accessible through the Investors section of the company's website [3]. - A replay of the conference call will be made available on the Investors section of the website after the event [4]. Group 3: Company Overview - CNO Financial Group, Inc. focuses on securing the future of middle-income America by providing life and health insurance, annuities, financial services, and workforce benefits solutions [5]. - The company manages 3.3 million policies and has total assets amounting to $38.3 billion [5]. - CNO employs 3,300 associates, 4,900 exclusive agents, and over 6,500 independent partner agents to assist customers with financial decisions [5].

Core Insights - Retirement planning is increasingly critical for Americans, particularly Gen Xers, who are concerned about their savings lasting through retirement [1][2] - A significant portion of Gen X investors, 25%, believe their savings will deplete in 14 years or less, with over 10% already experiencing a decline in their nest egg [1] Group 1: Retirement Concerns - Gen Xers face challenges not only due to the size of their savings but also due to a lack of a structured plan for converting those savings into retirement income [2][3] - Many individuals focus on accumulating savings during their careers but often lack a strategy for asset decumulation, leading to uncertainty about covering essential expenses in retirement [3] Group 2: Longevity and Planning - Americans are living longer, with projections indicating that the number of centenarians will quadruple in the next 30 years, necessitating a longer-term retirement plan [4][5] - There is a common underestimation of the likelihood of living to 100, with only 29% of survey respondents expressing a desire to reach that age, which can lead to inadequate retirement planning [5][6] Group 3: Strategies for Financial Security - To address potential shortfalls, individuals should estimate their retirement budget and consider strategies such as optimizing Social Security claims and reviewing withdrawal strategies for savings accounts [6] - Financial solutions that guarantee income for life, such as annuities or lifetime-income options from workplace retirement plans, are recommended to ensure financial stability regardless of lifespan [6]