SAN DIEGO, CA, July 15, 2025 (GLOBE NEWSWIRE) -- RYVYL Inc. (NASDAQ: RVYL) ("RYVYL” or the "Company"), a leading innovator of payment transaction solutions leveraging electronic payment technology, today announced the pricing of its public offering of an aggregate of 15,384,615 shares of common stock (or prefunded warrants in lieu thereof) and warrants to purchase up to 15,384,615 shares of common stock, at a combined public offering price of $0.39 per share and accompanying warrant. The warrants will have ...

21世纪经济报道记者 叶麦穗 广州报道 一年过渡期后，首批支付牌照续展结果出炉。 值得注意的是，这是《非银行支付机构监督管理条例》（下称《条例》）实施后的首次续牌公布。 博通分析金融行业资深分析师王蓬博表示，这次续牌比较重要的特点是，13家机构牌照将"长期有效"， 这是监管机构落实《条例》要求的体现，体现了监管思路向备案制转变，有利于打破行业周期性续牌压 力，为机构长效经营与战略布局注入稳定预期。 13家支付机构牌照获批"转正"的同时，中国人民银行发布的公示信息显示，有6家支付机构因各类原因 未获牌照续展。其中，广州合利宝支付科技有限公司续展申请审查被中止、广东粤通宝电子商务有限公 司续展申请不予受理，瑞银信支付技术有限公司、金运通网络支付股份有限公司未提交续展申请，此 外，山东飞银支付信息科技有限公司、人保支付科技（重庆）有限公司在其牌照有限期内已申请主动退 出。 王蓬博认为，整体来看，支付牌照管理进入全新阶段，监管从"数量管控"转向"质量优化"。从上述未续 展成功的机构中可以看出，行业继续在优胜劣汰中稳步向前，未续展机构既有因集团战略调整，主动剥 离支付业务、聚焦金融主业的人保支付，也有因为累积的历史性合 ...

Core Viewpoint - The People's Bank of China (PBOC) has announced the results of the first batch of payment business license renewals, with 13 payment institutions successfully renewing their licenses for a long-term period, marking a new phase in the regulatory landscape of the payment industry [1][3][5]. Summary by Category License Renewal Results - A total of 13 payment institutions have successfully renewed their licenses, which now have a long-term validity, indicating a shift in regulatory policy [3][5]. - The institutions that received long-term licenses include notable companies such as Douyin Payment Technology Co., Ltd., Yibao Payment Co., Ltd., and others [3][5]. Regulatory Context - This renewal process follows a transitional period that began last year, allowing institutions to comply with the new regulations set forth in the Non-Bank Payment Institution Supervision Management Regulations [1][5]. - The successful renewal of licenses reflects the implementation of regulatory requirements and a shift towards a record-keeping system, which is expected to stabilize the operational environment for payment institutions [5][6]. Non-Renewal and Cancellations - Six institutions did not receive license renewals, including Guangzhou Heli Bao Payment Technology Co., Ltd., which had its renewal application suspended due to regulatory issues [7][8]. - Other companies, such as Renbao Payment Technology (Chongqing) Co., Ltd., voluntarily withdrew from the market, indicating a trend of consolidation and compliance challenges within the industry [7][8]. Industry Trends - The overall number of payment licenses has decreased from a peak of 271 to 168, with 103 licenses having been canceled to date [18]. - The regulatory environment remains stringent, with several institutions facing significant fines for compliance violations, highlighting the ongoing pressure for adherence to regulatory standards [19][21].

Worldline commits to robustnessTwo external firms engaged to assess risk framework and audit remaining HBR portfolio Paris La Défense, 2 July 2025 – Worldline [Euronext: WLN], a global leader in payment services, announces it has initiated two external assessments to evaluate its risk management framework. As part of a commitment to full transparency and to dissipate any residual doubt, an audit has been commissioned to Accuracy on the remaining High Brand Risk (HBR) portfolio to confirm its clean-up and al ...

Worldline’s Belgian arm is under investigation by Brussels prosecutors as the fallout continues after media reports over alleged fraud at the payment services company https://t.co/yIzUPHCTuB ...

Shares of Visa (V -4.94%), a leading financial services company, are up 12% this year, significantly outperforming broader equities. The company owes that partly to its latest quarterly update, which was strong. Some investors may also feel that Visa is a great stock to own if President Donald Trump's tariff policies lead to inflation, an environment in which Visa can thrive.However, beyond recent financial results and what may or may not happen in the short run, looking at Visa's underlying business reveal ...

其中，在助力消费方面，微信支付首次公开展出为中小微商家推出的"收款链接"、"分销管理"等一系列数字化经营新工具；在入境支付服务方面，今年 6 月，外籍人士在境内通过微信支付消费的笔数是去年同期的 3 倍。 6月18日-20 日，2025中国国际金融展（以下简称"金融展"）在上海世博展览馆举行。在今年"开放创新，科技赋能，共创金融新未来"的主题下，微信支付在 金融展上集中展示了近一年在科技创新、助力消费、外籍人士来华支付与科技向善四大维度的最新成果。 同时，科技创新方面，微信支付首次展出刷掌技术在公交场景、老人就餐场景下的最新应用方案，在虹膜 XR 应用上的探索也具有想象空间。科技向善方 面，微信支付宣布推出"爱心小店"计划，持续探索通过开放数字化技术传递善意。 （图片说明：微信支付携最新"软硬科技"亮相国际金融展） 小微商家"数字工具箱"扩容，多举措助力消费增长 为更好地帮助小微经营者做好生意，微信支付不断丰富一揽子数字化经营工具，为商家群体推出"收款链接"、"分销管理"等系列数字化能力，"收款链接"为 轻量化数字工具，商家可以通过简单的文字、图片编辑好自己的"购物车"并且发在相应在朋友圈、群聊接龙等场景，支 ...

Core Insights - The article emphasizes the importance of utilizing Zacks Premium for investors to enhance their stock market strategies and confidence in investing [1][2] Zacks Style Scores - Zacks Style Scores are indicators that rate stocks based on value, growth, and momentum methodologies, helping investors identify stocks likely to outperform the market in the next 30 days [3][4] - Each stock is rated from A to F, with A indicating the highest potential for outperformance [4] Value Score - The Value Score focuses on identifying undervalued stocks using financial ratios such as P/E, PEG, and Price/Sales [4] Growth Score - The Growth Score assesses stocks based on projected and historical earnings, sales, and cash flow to find those with sustainable growth potential [5] Momentum Score - The Momentum Score evaluates stocks based on price trends and earnings estimate changes, aiding investors in timing their purchases of high-momentum stocks [6] VGM Score - The VGM Score combines the three Style Scores, providing a comprehensive rating that highlights stocks with attractive value, strong growth forecasts, and promising momentum [7] Zacks Rank - The Zacks Rank is a proprietary model that leverages earnings estimate revisions to guide investors in building successful portfolios [8] - Stocks rated 1 (Strong Buy) have historically produced an average annual return of +25.41% since 1988, significantly outperforming the S&P 500 [9] Stock Selection Strategy - Investors are encouraged to select stocks with a Zacks Rank of 1 or 2 and Style Scores of A or B to maximize potential success [10][11] Company Spotlight: PayPal (PYPL) - PayPal Holdings, Inc. is recognized as a leading online payment solutions provider, benefiting from a robust product portfolio and a secure transaction platform [12] - Currently rated 3 (Hold) with a VGM Score of A, PayPal has a Momentum Style Score of A, and its shares have increased by 0.1% over the past four weeks [12][13] - Recent earnings estimates for fiscal 2025 have been revised upward, with the Zacks Consensus Estimate rising by $0.10 to $5.08 per share, alongside an average earnings surprise of 14% [13]

Core Insights - PayPal is a leading global payment services provider, specializing in digital payments, mobile and ecommerce, fund transfers, and payment processing [2][3] - The company has expanded its capabilities through multiple acquisitions and operates in over 200 markets, accepted by over 35 million merchants globally [3] - PayPal is focusing on expanding its Buy Now, Pay Later (BNPL) services and has entered the cryptocurrency space, reflecting its strategy to adapt to evolving consumer preferences [4] Business Operations - PayPal operates as an independent publicly traded company since its spinoff from eBay in July 2015 [3] - The platform supports transactions in over 100 currencies and integrates with all major payment networks [3] Product and Service Offerings - Recent product launches include Fastlane, a guest checkout feature, and PayPal Open, a unified platform for merchant services [5] - PayPal Savings, an interest-bearing savings account, was launched in collaboration with Synchrony Bank [4] Performance Highlights - The report provides insights into PayPal's operational and financial performance, benchmarking it against competitors [8][11] - Significant milestones include the introduction of Siri voice command functionality in November 2016 and the acquisition of Curv in May 2021 to enhance cryptocurrency services [8] Revenue Model - The report details PayPal's revenue model, highlighting its diverse product offerings and market strategies [8][11] Significant Events - Key events include the launch of PayPal in October 1999, the introduction of BNPL services, and the opening of a new regional hub in Dubai in April 2025 [8]

Core Viewpoint - Beijing Gao Huitong Commercial Management Co., Ltd. has voluntarily reduced its business scope by exiting the prepaid card issuance and acceptance business, while retaining its Class I stored value account operations, as approved by the People's Bank of China [4][5]. Company Summary - Gao Huitong was established in August 2008 and is headquartered in Beijing, with branches in Shanghai, Hangzhou, Shenzhen, and Guangzhou [2]. - The company received its payment business license for prepaid card issuance and acceptance in June 2012, and expanded its license in July 2013 to include internet payment services [5]. Business Changes - The recent approval from the People's Bank of China allows Gao Huitong to exit Class II stored value account operations, which includes prepaid card issuance and acceptance [4]. - The company aims to concentrate resources on developing more competitive internet payment services, aligning with industry trends and strategic optimization needs [7]. Regulatory Context - In 2025, six payment institutions have had their licenses revoked, indicating a trend of consolidation and regulatory tightening within the payment industry [8][10]. - The total number of active payment licenses has decreased to 169, reflecting ongoing adjustments in the market [8]. Compliance Issues - Gao Huitong faced compliance challenges, including a significant fine totaling approximately 27.87 million yuan for various violations, such as unauthorized barcode payment operations and failure to enforce real-name account verification [6][7]. - The company has stated that the recent adjustments to its business model were conducted in compliance with regulatory requirements and that customer rights have been safeguarded [7].