Core Insights - The article focuses on the performance of bank wealth management products with varying minimum holding periods, specifically highlighting the annualized returns of products with holding periods of 90 days, 180 days, and 365 days [1][5][8] Group 1: 90-Day Holding Period Products - The top-performing product is from Minsheng Bank, with an annualized return of 15.74% [4] - Other notable products include Minsheng Bank's Rongzhu Mixed Fund at 15.05% and Bank of China’s mixed product at 10.73% [4] Group 2: 180-Day Holding Period Products - Minsheng Bank's Kyoto is a unique product with a return of 9.19%, leading the 180-day category [6] - Other significant products include Minsheng Bank's Rongmen Mixed Anti-Inflation Fund at 9.04% and Bank of China's mixed product at 7.43% [6][7] Group 3: 365-Day Holding Period Products - The top product in this category is Minsheng Bank's Jinzhuhua FOF with an impressive return of 45.26% [9] - Other notable products include Bank of China's mixed product at 9.50% and another mixed product at 9.41% [9]