Core Insights - The forum aimed to address the pressing concerns of Chinese families regarding retirement and to explore the integration of insurance and retirement services for more reliable solutions [1][4] - The white paper highlighted three major uncertainties in retirement: demand, services, and wealth, emphasizing the need for a structured approach to retirement planning [2][3] Group 1: Retirement Challenges - The white paper identified three core questions regarding retirement: "What exactly is being supported in retirement?", "Who is responsible for providing support?", and "What resources are available for retirement?" [2] - The ideal retirement state for Chinese seniors is rooted in traditional values, emphasizing family harmony and filial piety [2] - Approximately 50% of respondents no longer adhere to the traditional belief of relying on children for support in old age, with 35% of those with family care expressing a willingness to consider institutional care [2][3] Group 2: Financial Planning - The safety of retirement funds is prioritized, with a recommendation for dedicated retirement accounts to facilitate gradual accumulation of wealth [2] - Nearly one-third of respondents prefer retirement communities operated by insurance companies, valuing brand credibility and contractual assurances [3] Group 3: Innovative Solutions - The white paper introduced a "Three-Dimensional Nine-Question" diagnostic model to help families systematically evaluate their retirement plans [3] - The integration of insurance and retirement services is seen as a means to provide stable and sustainable solutions to the challenges of aging [4]

Core Insights - The "Fourth Insurance and Pension Integration and Development Forum" was held in Hefei, focusing on addressing the concerns of Chinese families regarding pension issues and exploring the integration of insurance and pension services [1][3] - A white paper titled "China Urban Commercial Pension White Paper 2026" was jointly released by Dajia Insurance Group and Nielsen IQ, highlighting three major uncertainties in the current pension landscape: demand, services, and wealth [1][2] Demand Insights - The white paper indicates that the ideal state of pension for Chinese seniors is rooted in traditional values such as national stability, family harmony, and filial piety [1] - It categorizes the understanding of quality pension into three levels: basic needs, high-quality needs, and dynamic needs [1] Service Insights - The traditional belief of "raising children for old age" is gradually changing, with about 50% of respondents no longer supporting this view; 35% of seniors with family care are open to institutional care [2] - Despite the shift in perception, concerns remain regarding the professional capabilities and sustainability of commercial institutions [2] Wealth Insights - The white paper emphasizes the importance of the safety of pension funds, advocating for the establishment of dedicated pension accounts to accumulate wealth over time [2] - Nearly one-third of respondents prefer pension communities operated by insurance companies, valuing brand credibility and contractual guarantees for quality resources [2] Innovative Solutions - The white paper introduces a "Three-Dimensional Nine-Question" diagnostic model for pension planning, allowing families to assess their pension strategies quickly and effectively [2] - As the pension industry transitions from scale competition to high-quality development, leading companies with brand and comprehensive service capabilities are expected to gain a competitive edge [2]

养老问题不仅关系到国家发展大局，更直接影响亿万家庭的幸福生活。作为长期关注中国式养老课题的 保险机构，大家保险已连续五年坚持开展养老需求专项调研，持续追踪国人养老观念与需求的变化趋 势。本次论坛，大家保险将联合尼尔森正式发布《中国城市商业养老白皮书2026》。 据悉，论坛还将举办大家的家·合肥梧桐里城心社区开业仪式、梧桐里城心社区合作伙伴签约仪式等活 动。这一系列活动标志大家保险在徽派养老新生态的全面启航。 保险养老融合与发展论坛由大家保险集团于2021年创办，至今已成功举办四届。论坛聚焦保险与养老的 协同融合发展，搭建思想碰撞的平台，凝聚多方合力，从供给侧推动破局创新，为我国养老保障体系进 一步完善贡献行业智慧。 随着中国社会老龄化程度的不断加深，优化养老服务体系的重要性日益凸显。"十五五"规划建议提出， 优化基本养老服务供给，完善城乡养老服务网络。"如何实现品质养老"已成为关乎亿万家庭的时代必答 之题。 11月28日，第四届保险养老融合与发展论坛将在合肥召开。该论坛由大家保险集团与21世纪经济报道联 合主办，是2025年第二十届21世纪金融年会下设的分会场。 论坛以"应时代之问，锚险养未来"为主题，将汇聚 ...