Core Viewpoint - The rapid development of platform economy has led to a significant increase in the number of new employment form workers, such as delivery riders and ride-hailing drivers, resulting in frequent insurance rights disputes for these workers [1] Group 1: Legal Cases and Rulings - The Beijing Financial Court published eight typical cases to protect the insurance rights of new employment form workers, including two cases related to delivery riders' occupational injury insurance disputes [1] - In the first case, a delivery rider who purchased a "one-day insurance" died suddenly, and the insurance company refused to pay compensation, claiming the policyholder was the platform partner and the death did not meet work conditions. The court ruled that the rider was the actual policyholder and ordered the insurance company to pay 600,000 yuan [3][4] - In the second case, a delivery rider who was injured while delivering food received a one-time disability compensation from the new employment occupational injury insurance but was denied commercial accident insurance compensation. The court ruled that both types of insurance could be claimed simultaneously, clarifying that social insurance and commercial insurance serve complementary roles [5][8] Group 2: Judicial Considerations and Implications - The cases highlight the need to clarify the identification rules of actual policyholders in new employment form insurance, as the complex transaction structures complicate the identification of real insurance relationships [7][8] - The court's rulings provide a significant precedent for protecting the rights of new employment form workers and offer guidance for compliant operations within the insurance industry [8]