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“土特产” 新气象︱金融助力瓜果飘香,四季“丰”景
Xin Lang Cai Jing· 2025-05-28 11:25
Core Viewpoint - The article highlights the role of Postal Savings Bank of China Chengdu Branch in supporting the local fruit industry through tailored financial products, particularly focusing on the needs of farmers and agricultural enterprises in Chengdu. Group 1: Financial Support for Farmers - Chengdu's rich fruit resources are complemented by the growing financing needs of farmers, prompting Postal Savings Bank to provide financial support to enhance agricultural productivity and local economic development [1][6]. - The bank has introduced "Industry Loans" that offer high limits, low interest rates, and quick approvals, which have been well-received by the market, with a total of 116 million yuan in fruit-related loans disbursed to 94 clients by the end of the first quarter [6][8]. Group 2: Case Studies of Financial Impact - Xu Yanmin and her husband, who run a family farm in Pujiang County, received a 1.5 million yuan loan, enabling them to purchase advanced agricultural equipment and expand their planting scale, thereby increasing their confidence in future development [1][2]. - Huang Zeyang, a major citrus grower in Jintang County, utilized a similar loan to enhance his irrigation system, resulting in an increase in the quality of his produce, with the good fruit rate rising from 60% to 85% and annual sales exceeding 3 million yuan [2][6]. Group 3: Innovative Financial Products - The "Credit Express Loan" product allows farmers like Wang Yongtao to access funds without collateral, addressing their immediate financial needs for maintenance and technology upgrades, with Wang receiving a 300,000 yuan loan [3][4]. - The bank's proactive approach includes on-site assessments and customized loan solutions, which have proven effective in meeting the unique financial demands of the agricultural sector [2][6]. Group 4: Broader Economic Impact - The financial support from Postal Savings Bank has not only improved individual farm operations but has also contributed to the overall revitalization of the rural economy, enabling farmers to achieve higher incomes and enhancing the local agricultural landscape [7][8]. - The bank is committed to continuing its support for agriculture by developing tailored financial solutions that align with local industry characteristics and financial needs, promoting sustainable growth in the sector [8].