近日，中国银联发布公告称，已终止花旗银行（中国）有限公司（下称"花旗中国"）的成员资格。 对此，花旗中国9月5日向《国际金融报》记者回应称，"随着我行个人银行业务的关闭，我行不再作为中国银联的成员。 我行对公业务的境内外支付和收款不受任何影响。花旗继续深耕中国市场，为企业和机构客户服务，满足他们的跨境银行需 求"。 公开资料显示，花旗于1902年开始在中国市场展业，2007年成为首批注册成为本地法人银行的国际银行之一。2022年12 月，花旗表示，将逐步关闭其中国内地的个人银行业务，涵盖银行卡、房贷、个人贷款、存款、投资、保险和外汇，但不涉及 对公业务。 2024年6月，汇丰中国宣布，已完成对花旗在中国内地的个人财富管理业务的收购，承接花旗在全国11个主要城市的个人 财富管理客户及相关资产。同年7月，富邦华一银行发布公告称，花旗中国向该行转让个人信用卡应收账款和无担保贷款已经 完成，后续由该行向转移客户提供还款服务。 2025年6月，花旗再宣布精简全球技术解决中心——花旗金融信息服务（中国）有限公司在上海和大连的约3500名技术人 员，旨在帮助技术和业务支持部门推动精简运营的整体战略，包括简化组织架构、降低依 ...

Core Viewpoint - Citibank (China) has terminated its membership with China UnionPay as part of its strategic adjustment to exit the personal banking business in mainland China, while its corporate banking operations remain unaffected [1] Group 1: Company Strategy - Citibank (China) stated that with the closure of its personal banking business, it will no longer be a member of China UnionPay [1] - The bank will continue to focus on providing cross-border banking services to corporate and institutional clients in the Chinese market [1] Group 2: Global Trends - Citigroup has been gradually exiting personal banking businesses in multiple global markets, including a restructuring announcement in 2021 that affected over ten markets, excluding Hong Kong [1] - In 2022, Citibank (China) announced the gradual closure of its personal banking operations [1] Group 3: Business Operations - As of the 2024 annual report, Citibank (China) has sold its personal mortgage, personal wealth management, and installment credit card businesses, and has ceased further transactions in non-installment credit card business [1]