Core Viewpoint - The National Standard for Individual Business Credit Evaluation Indicators (GB/T 46278—2025) has been established to facilitate the orderly sharing and efficient utilization of credit evaluation information, thereby supporting credit financing for individual businesses [1] Group 1: Standard Implementation - The standard outlines the basic requirements for establishing credit evaluation indicators, the content of the evaluation indicators, and their configuration, applicable to credit evaluation activities for individual businesses [1] - The implementation of this standard aims to leverage credit value, assisting financial institutions in developing and providing financial products and services tailored to the characteristics of individual businesses [1] Group 2: Financial Support and Development - The initiative is expected to expand the scale and coverage of loans for individual businesses, enhancing the precision and convenience of loan provision [1] - It will also support targeted assistance for individual businesses, encouraging and guiding their sustainable and healthy development [1] Group 3: Policy and Economic Context - The release and implementation of this standard align with the policy requirements for high-quality development of the social credit system and the construction of a unified national market [1] - It addresses the practical challenges faced by the rapidly growing individual economy, particularly the difficulties of expensive and inaccessible financing [1]