Core Insights - Jiangsu Financial Regulatory Bureau, in collaboration with the provincial Science and Technology Department and Finance Department, has initiated a special action to expand the first loan support for technology-based enterprises, resulting in 2,556 companies receiving first loans totaling 14.14 billion yuan by the end of September [1][3] Group 1: Special Action Implementation - Jiangsu financial institutions have developed specific implementation plans to achieve the goals of the special action, with banks like Jiangsu Bank, Nanjing Bank, and Agricultural Bank of Jiangsu quickly establishing their action plans [2] - Nanjing Bank has set up reward policies focusing on customer visits, marketing implementation, and comprehensive services [2] - Bank of China Jiangsu Branch has created a "Digital Inclusive" service platform for automatic customer assignment to nearby branches [2] Group 2: Product and Service Optimization - Jiangsu financial institutions are continuously optimizing products and services to ensure that technology-based enterprises with reasonable financing needs can access loans [3] - Industrial and Commercial Bank of China Jiangsu Branch has introduced a "Value Evaluation System" for technology enterprises, facilitating the transition from "no loan" to "first loan" [3] - Nanjing Bank has launched a product for the transformation of scientific and technological achievements, and upgraded its online standardized product "Xin e Technology Enterprise" [3] Group 3: Loan Growth Metrics - By the end of September, the loan balance for technology-based enterprises in Jiangsu reached 27.7 trillion yuan, reflecting a growth of 16.17% since the beginning of the year, which is 7.33 percentage points higher than the overall loan growth rate [3]

Core Insights - The special action for expanding the first loan for technology-based enterprises in Jiangsu has shown significant results, with 2,556 tech companies receiving a total of 14.14 billion yuan in new loans in the first three quarters of the year [1] Group 1: Implementation of the Special Action - The primary step of the special action involves solid visits and engagement with technology-based enterprises to assess their financing needs [2] - Jiangsu financial institutions have developed implementation plans in response to the special action, with banks like Jiangsu Bank, Nanjing Bank, and Agricultural Bank of China Jiangsu Branch quickly establishing their own action plans [2] - Nanjing Bank has set up reward policies for customer visits and marketing efforts, while Bank of China Jiangsu Branch has created a digital service platform for efficient client management [2] Group 2: Financial Products and Services Optimization - Financial institutions are continuously optimizing their products and services to ensure that technology-based enterprises with reasonable financing needs can access loans [3] - Industrial and Commercial Bank of China Jiangsu Branch has introduced a value evaluation system for tech enterprises, facilitating the transition from "no loan" to "first loan" [3] - Nanjing Bank has launched a product for the transformation of technological achievements, and its online product "Xin e Tech Enterprise" has served 450 first-loan tech companies, with 186 companies receiving a pre-loan credit of 352 million yuan [3] Group 3: Loan Growth Statistics - As of the end of September, the loan balance for technology-based enterprises in Jiangsu reached 27.7 trillion yuan, reflecting a growth of 16.17% since the beginning of the year, which is 7.33 percentage points higher than the overall loan growth rate [3]