Core Viewpoint - The article discusses a promotional campaign by China Construction Bank (CCB) in collaboration with UnionPay, offering discounts and incentives for users of the CCB Life app and UnionPay debit cards during a specified period [3][12][30]. Group 1: Promotion Details - The promotional period runs from July 4, 2025, to December 31, 2025, with discount vouchers valid until the end of the promotional period [3][30]. - The first promotion offers a discount of 10 yuan for first-time users who spend at least 50 yuan, with a total of 320,000 available slots [12][30]. - The second promotion provides a 1 yuan discount for users making payments through designated online merchants, with a total of 2.4 million slots available, limited to 4 uses per user per month [13][30]. Group 2: Eligibility and Participation - The promotion is available to holders of specific CCB UnionPay debit cards, and users must first update the CCB Life app to the latest version to participate [29][30]. - Users can only receive the first-time discount once during the promotional period, and the total number of available slots is limited, operating on a first-come, first-served basis [30][31]. - For the ongoing discount, users can enjoy it up to 4 times per month, with the same first-come, first-served limitation [30][31]. Group 3: Payment Process - Users must select "UnionPay" at the payment interface of participating merchants, authorize the payment, and complete the necessary verification steps to finalize the transaction [15][20][23]. - Successful payments will display the order amount along with any applicable discounts [26]. Group 4: Terms and Conditions - The promotional activities are subject to specific terms, including restrictions on multiple accounts and the requirement for users to use their own devices and accounts [30][32]. - Refunds and returns will affect the discount eligibility, with specific rules governing how discounts are handled in such cases [30][31].

Core Viewpoint - The collaboration between China Merchants Bank and China UnionPay enhances the payment experience through the integration of the UnionPay QuickPass network payment platform, providing a comprehensive and convenient financial service ecosystem for users [1] Group 1: Payment Experience Upgrade - China Merchants Bank's mobile banking app now integrates with the China UnionPay QuickPass network payment platform, allowing users to access services at over 30 million merchants [1] - The partnership aims to create a unified payment experience on the bank's side, offering features such as QR code payments and card management [1] Group 2: Ecosystem Development - The collaboration focuses on three key areas: systematic mechanisms, professional capabilities, and ecological scenarios, to foster a new environment for fintech [1] - This partnership represents a deepening of the "digital finance" cooperation between China Merchants Bank and China UnionPay [1] Group 3: Future Plans - China Merchants Bank plans to continue its close cooperation with China UnionPay to provide more convenient payment services and a variety of promotional activities for users [1] - Upcoming initiatives include a series of consumption discounts to enhance user engagement and satisfaction [1]