Core Viewpoint - The article promotes a cashback reward program for China Construction Bank (CCB) UnionPay debit cardholders, offering various cashback opportunities for overseas spending from September 5, 2025, to February 28, 2026 [6][14]. Group 1: Cashback Opportunities - Cardholders can earn 0.5% cashback on every overseas transaction, with a maximum cashback of 1,500 RMB per month [7]. - For monthly overseas spending exceeding 100,000 RMB, cardholders can earn 3% cashback on the excess amount, also capped at 1,500 RMB per month [9]. - A special cashback of 3% is available for tuition payments made in specific categories, with a total cashback pool of 290,000 RMB during the promotional period [11]. Group 2: Reward Pools - The monthly cashback reward pools for the 0.5% cashback program are as follows: September 2025 - 300,000 RMB, October 2025 - 340,000 RMB, November 2025 - 300,000 RMB, December 2025 - 300,000 RMB, January 2026 - 300,000 RMB, February 2026 - 340,000 RMB [8][15]. - The monthly reward pools for the 3% cashback program are: September 2025 - 175,000 RMB, October 2025 - 200,000 RMB, November 2025 - 175,000 RMB, December 2025 - 175,000 RMB, January 2026 - 175,000 RMB, February 2026 - 200,000 RMB [10][15]. Group 3: Participation Requirements - Participation in the cashback program requires cardholders to register for the promotion, and only transactions made after registration will qualify for cashback [14][20]. - The program is limited to CCB-issued UnionPay debit cards (starting with card number 62) and is applicable only for transactions processed through the UnionPay network [16][19].

Core Viewpoint - The article discusses a promotional campaign by China Construction Bank (CCB) in collaboration with UnionPay, offering discounts and incentives for users of the CCB Life app and UnionPay debit cards during a specified period [3][12][30]. Group 1: Promotion Details - The promotional period runs from July 4, 2025, to December 31, 2025, with discount vouchers valid until the end of the promotional period [3][30]. - The first promotion offers a discount of 10 yuan for first-time users who spend at least 50 yuan, with a total of 320,000 available slots [12][30]. - The second promotion provides a 1 yuan discount for users making payments through designated online merchants, with a total of 2.4 million slots available, limited to 4 uses per user per month [13][30]. Group 2: Eligibility and Participation - The promotion is available to holders of specific CCB UnionPay debit cards, and users must first update the CCB Life app to the latest version to participate [29][30]. - Users can only receive the first-time discount once during the promotional period, and the total number of available slots is limited, operating on a first-come, first-served basis [30][31]. - For the ongoing discount, users can enjoy it up to 4 times per month, with the same first-come, first-served limitation [30][31]. Group 3: Payment Process - Users must select "UnionPay" at the payment interface of participating merchants, authorize the payment, and complete the necessary verification steps to finalize the transaction [15][20][23]. - Successful payments will display the order amount along with any applicable discounts [26]. Group 4: Terms and Conditions - The promotional activities are subject to specific terms, including restrictions on multiple accounts and the requirement for users to use their own devices and accounts [30][32]. - Refunds and returns will affect the discount eligibility, with specific rules governing how discounts are handled in such cases [30][31].