同时,为提升基层服务能力,平安银行青岛分行积极推进科技金融特色支行建设,五家单位参评特色支行,三 家获总行科技特色团队认证。2025年上半年,该行在西海岸新区、胶州、崂山等多地举办银企对接活动, 累计服务小微企业超1500户,让科技金融服务触达更多市场主体。 记者 尚青龙 实习生 宋雨轩 青岛报道 作为服务地方经济的重要金融力量,平安银行（000001）青岛分行积极响应国家政策,聚焦金融"五篇大文 章",通过机制创新、产品迭代、服务升级,在科技金融、普惠金融等重点领域取得显著成效,为小微企 业、科技企业及涉农主体注入"金融活水",以精准高效的金融服务助力区域经济转型升级与高质量发 展。 科技金融领域,该行构建起多层次服务体系,为科创企业发展添劲赋能。 截至2025年6月末,该行科技贷款余额达10.13亿元,较年初增长2.42亿元,同比大幅增长240%。在政策落地 方面,深化名单制管理,精准支持科技创新与技术改造再贷款,已为3家名单内科技企业发放贷款1475.7万 元,筛选19个重点客户及26个项目推进落地。 产品创新上,推出"创投贷",精准服务PE及国有投资机构所投科创企业,并构建"4+1"产品体系,涵盖"科 ...

Core Viewpoint - Ping An Bank's Qingdao Branch is actively responding to national policies by focusing on financial innovation and service upgrades, significantly supporting local economic transformation and high-quality development through targeted financial services for small and micro enterprises, technology companies, and agricultural entities [2][5]. Group 1: Technology Finance - The bank has established a multi-level service system in the technology finance sector, with a technology loan balance reaching 1.013 billion yuan by June 2025, an increase of 240% year-on-year [2][3]. - The introduction of the "Chuangtou Loan" aims to serve PE and state-owned investment institutions' technology enterprises, creating a comprehensive product system that covers various financing needs [3]. - The bank has launched the "Science and Technology Loan" model, which utilizes big data risk control, allowing credit loans for small and micro technology enterprises up to 10 million yuan [3]. Group 2: Inclusive Finance - By June 2025, the loan balance for small and micro enterprises in Qingdao reached 12.13 billion yuan, with inclusive small micro loans totaling 10.443 billion yuan, serving 18,700 clients [4]. - The bank has implemented a long-term mechanism to optimize resource allocation and enhance service efficiency, including a special review team for inclusive finance [4]. - The establishment of a first-loan credit loan service center has increased credit loan issuance, with 1.67 billion yuan financed for 101 suppliers in the first half of 2025 [4]. Group 3: Agricultural Finance - The bank has actively provided agricultural loans, with a balance of 1.952 billion yuan by June 2025, supporting grain production and rural infrastructure [5]. - Collaborations with national agricultural leading enterprises have facilitated financing of 200 million yuan for 39 agricultural small and micro enterprises [5]. - The bank is committed to reducing financing burdens through interest rate discounts on agricultural loans [5].