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RWA:现实资产上链的黄金赛道,值得关注的优质项目盘点
Sou Hu Cai Jing· 2025-10-17 15:49
Core Insights - The article highlights the growing importance of Real World Assets (RWA) in the maturing cryptocurrency market, as traditional virtual assets and algorithmic finance models fail to meet investor needs [2] - RWA is seen as a bridge between traditional finance and blockchain, offering real returns and risk mitigation for users [2] - By 2025, RWA is expected to experience a rapid increase in search interest and capital inflow, with many investment institutions viewing it as the "next DeFi" [2] RWA's Core Value - RWA creates a deep connection between blockchain and the real economy, addressing issues like liquidity, high investment thresholds, and cross-border participation by mapping traditional financial assets onto the blockchain [2] - RWA provides risk mitigation, with underlying cash flows being more stable compared to volatile cryptocurrencies, making assets like U.S. Treasury bonds ideal collateral [2] - RWA aligns with the trend of regulatory compliance, gaining trust from institutions and mainstream users by integrating with real-world assets that can be audited and legally recognized [2] Notable Projects in the RWA Space - **Ondo Finance**: Focuses on mapping traditional financial assets like U.S. Treasury bonds onto the blockchain, allowing users to earn stable interest through tokenized products while enjoying liquidity [5] - **Maple Finance**: Initially a crypto lending protocol, now expanding into RWA by offering on-chain debt financing for institutions and enabling the securitization of real-world debt [6] - **RealT**: Specializes in tokenizing U.S. residential and commercial real estate, allowing users to invest with lower barriers and receive rental income, demonstrating RWA's applicability beyond financial assets [6] - **MineralFi**: Targets mining assets such as gold and lithium, leveraging their scarcity and inflation-resistant properties, and tokenizing mineral revenues to ensure real cash flow support [7] Investor Perspective on RWA - RWA signifies a return to value for crypto assets, representing a key opportunity for blockchain applications to enter the mainstream [8] - Investors should be aware of the varying risk profiles among different RWA projects, with U.S. Treasury assets being more stable, real estate projects having lower liquidity but clear returns, and resource-based RWAs offering high potential returns but requiring strong compliance and auditing [8] Conclusion - RWA is emerging as a new narrative in the global blockchain space, with diverse projects driving its development across various sectors [9] - Notable projects like Ondo and Maple exemplify the standardization of financial assets, RealT showcases the feasibility of RWA in real estate, and MineralFi opens new possibilities through mining resources [9] - With the enhancement of compliance and auditing mechanisms, RWA is poised to become one of the most significant long-term sectors in the crypto industry [9]