企业家“信易贷”

Search documents
深圳罗湖“民企专享贷”精准破解融资难融资贵
Sou Hu Cai Jing· 2025-08-29 10:15
Core Viewpoint - The "Member Enterprise Exclusive Loan" launched by the Luohu District Federation of Industry and Commerce aims to provide over 1 billion yuan in financing to member enterprises, addressing their financing challenges effectively [2][3]. Group 1: Financial Product Details - The "Member Enterprise Exclusive Loan" is a new financial product introduced in collaboration with Shanghai Bank and Shenzhen High-tech Investment Group, targeting over 400 member enterprises [2]. - Compared to other market financial products, this loan offers lower interest rates, longer loan terms, and higher loan amounts [2]. - The "Xinyi Loan" product allows individual enterprises to borrow up to 10 million yuan, with a minimum interest rate of 2.5%, making it one of the most advantageous products in the market [2]. Group 2: Benefits and Features - Member enterprises are placed on a whitelist, receiving a green approval channel, simplified procedures, and one-on-one service, with some loans disbursed in as little as one day [2]. - Participating enterprises expressed that the product is practical, with low interest rates, high limits, fast approvals, and flexible repayment methods, tailored to meet their specific financing needs [3]. Group 3: Future Plans - The Luohu District Federation of Industry and Commerce plans to expand the exclusive loan program to more private enterprises and enhance financial products and services based on enterprise needs [3].