企业设备发票贷

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上海企业融资贷款新选择:税贷和发票贷能贷多少钱?
Sou Hu Cai Jing· 2025-06-05 05:38
Group 1: Tax Loan - The maximum loan amount for tax loans can reach up to 10 times the total tax paid by the enterprise, with a cap of 2 million yuan for first-time borrowers [3] - The eligibility for tax loans is primarily based on the enterprise's tax payment history, requiring a minimum annual tax payment of 30,000 yuan and no tax arrears for three consecutive months [5] - Enterprises must have been established for at least two years and demonstrate stable monthly tax payments to qualify for tax loans [5] Group 2: Invoice Loan - The maximum loan amount for invoice loans can reach up to 20% of the total invoiced amount over the past 12 months, with a specific example of a maximum of 10 million yuan for equipment invoice loans from Shanghai Rural Commercial Bank [3] - Eligibility for invoice loans requires enterprises to have issued invoices totaling at least 3 million yuan in the past year and no invoice interruptions exceeding three months [5] - Similar to tax loans, enterprises must be established for at least two years to qualify for invoice loans [5]