近日，众安保险针对一般家财险中对常见住房风险覆盖不全面的痛点，每月9.9元起的极致性价比推 出"众安小美满家财险"，实现从巨灾到日常高发意外、从房屋主体到支付盗刷、从家电损失到连带责任 的全方位覆盖，为城市家庭提供"灾前预防+灾中应急+灾后赔付"的闭环解决方案。 保险公司迭代家财险 填补保障真空地带 对于我国一二线城市居民来说，住房在家庭总资产中占比较高，多数人选择贷款买房甚至贷款装修，然 而却未给自己的重要资产上任何保障。如此，一旦发生大小风险，给自己及他人所造成的房屋财产损失 将基本全部由业主本人承担。以常见的厨房水管爆裂为例，修复漏水后的装修问题及渗水到邻居房屋后 造成的家具损失费用高达数万元，而家财险能有效分担这类风险，避免为家庭带来额外经济负担。 "众安小美满家财险"主打实用 为高价值房产兜底 众安保险从家财险实用性痛点出发，推出全新的普惠家财险产品众安小美满家财险系列产品，保障范围 拓展后可覆盖大部分房屋常见意外风险，大风险保额更高，小风险也有兜底，折合每天不到1毛钱，有 责任内最高821.5万元家庭保障。 众安小美满家财险凭借五大亮点为家庭财产保驾护航。 以往，在大家的普遍认知中，传统家财险产品 ...

Core Viewpoint - ZhongAn Online Property Insurance Co., Ltd. has launched "ZhongAn Xiaomei Wan Home Insurance" to address the inadequacies in coverage for common housing risks in general home insurance, with a maximum family coverage of up to 8.215 million yuan [1]. Group 1: Product Features - The insurance offers high coverage for major disasters, including losses from natural disasters and man-made incidents such as heavy rain, typhoons, and gas fires, covering not only the property but also interior decoration and personal belongings [2]. - It includes coverage for common daily accidents, such as damages from high pressure, collisions, extreme temperatures, and broken windows, with compensation for repairs and replacements of various household items like air conditioners and refrigerators [2]. - The policy covers liability risks, providing compensation for third-party injuries or property damage caused by incidents like fire explosions or water leaks from the insured property [2]. Group 2: Additional Benefits - The insurance also protects against burglary and unauthorized account access, ensuring comprehensive security for family assets [3]. - It offers valuable additional services, including shoe cleaning, plumbing, and legal assistance, addressing the challenges of consumer rights protection in urban areas [3]. - Multiple versions of the product have been tailored to meet the diverse home insurance needs of different demographics, covering scenarios such as multiple properties, rental homes, and long-term coverage [3].