Core Viewpoint - The article emphasizes the potential cost savings associated with low-carbon energy consumption and lifestyle choices, promoting digital payment methods and green transportation options as key components of a sustainable future [1][3]. Group 1: Low-Carbon Energy Savings - The article suggests that adopting low-carbon energy practices can lead to significant financial savings for consumers [1]. - It highlights various methods to earn low-carbon energy credits through activities such as digital payments and green commuting [3]. Group 2: Digital Payment and Financial Management - Digital payment systems are presented as a convenient way to engage in low-carbon living, with specific incentives for using these methods [5][6]. - The article mentions that credit card spending can yield substantial low-carbon energy credits, with a maximum of 3000g per month [6]. Group 3: Green Transportation Options - Different modes of transportation are outlined, with specific low-carbon energy credits awarded for each type: walking (up to 100g), shared bicycles (75g), and public transport (90g) [4]. - The article also includes details on the carbon credits associated with ETC travel and online shopping, promoting a comprehensive approach to reducing carbon footprints [5].