据外媒10月2日报道，以色列拦截了一支前往加沙运送援助物资的船队，该船队由40多艘民用船只组 成，载有约500名议员、律师和活动人士。分析人士认为，这一事件再次凸显了中东地区地缘政治冲突 对物资运输通道的直接影响，也让"走廊"的安全性、政治属性与经济价值成为焦点。 在全球向多极秩序转型的背景下，经济走廊早已成为融合贸易、地缘战略与区域发展的核心载体。中东 全球事务委员会发布的一篇研讨会报告，详细分析了与中东通道安全、地缘博弈密切相关的三大经济走 廊："印度-中东-欧洲走廊"（IMEC）、土耳其支持的"伊拉克发展之路走廊"（IDRC）和"一带一路"倡 议。 报告指出，IMEC作为美欧支持的跨洲走廊，虽旨在连接印度制造业、中东能源与欧洲市场，却因将以 色列纳入经济整合、忽视巴勒斯坦诉求，面临海湾及阿拉伯世界的舆论阻力；IDRC计划打造从伊拉克 巴士拉至土耳其边境的陆上通道，却因未纳入占伊拉克GDP15%的库尔德斯坦，面临伊朗支持势力与 PKK武装的潜在干扰；"一带一路"虽为海湾带来港口、铁路等基建投资，却也因中美博弈等问题，海湾 国家不得不谨慎权衡。 海湾国家试图利用其多个重要走廊的核心枢纽地位，将自身打造为国际 ...

郭彪指出，AI在金融市场运营、消费者行为及宏观金融政策中应用广泛，如算法交易、信贷风控、智 能投顾等，提升了效率并促进了金融普惠。然而，AI发展也带来数据与算力垄断、模型黑箱与可解释 性缺失、算法共谋与价格操控等风险，可能加剧马太效应，引发系统性风险，损害消费者利益。同时， AI的快速发展使监管面临滞后与过度的双重困境。为此，建议建立AI模型可解释性强制标准、算法备 案与反垄断审查机制，以及全链条管理机制，以在推动AI创新应用的同时，有效管控风险，确保金融 稳定与消费者保护。 王佐罡认为，如果从目前的发展现状简单外推未来发展趋势来看，有一个确定性的影响是金融数字化的 深化。可以从两个视角做一些理解，一是用户的视角。人工智能提高的是人类的计算能力，在人工智能 产品化后，意味着每一个人都可以通过购买人工智能服务来提高自己的计算能力。如此则意味着人的智 力有希望在教育之外，获得某种程度的补充。这将会为普通百姓的生活带来非常多的变化。回到金融服 务领域，人工智能将可以提升普通用户应对信息不对称的能力，他们获得金融专业意见支持的成本将持 续下降，普通百姓对金融专业服务的可获得性将持续提升，普惠金融将持续得到扩展。二是金 ...

Core Viewpoint - Chinese enterprises have significantly contributed to the development of Africa's digital economy through infrastructure projects and digital center initiatives, enhancing internet access and facilitating economic growth [1][2]. Group 1: Digital Trade Development - The "China-Africa Digital Trade Development Report (2023-2025)" highlights that digital trade has become a crucial pillar in China-Africa economic relations, with African products like Ethiopian coffee and Kenyan tea entering the Chinese market via cross-border e-commerce platforms [1][2]. - The report indicates a shift in multilateral digital economic cooperation from mere goods exchange to higher-level integrations involving artificial intelligence, cloud ecosystems, and collaborative digital regulations [1][2]. Group 2: Key Areas of Cooperation - The report emphasizes cooperation in key areas such as small and medium-sized enterprise (SME) development, digital infrastructure, healthcare, education empowerment, women's empowerment, and capacity building, particularly focusing on rural, gender, and youth digital divides [2]. - Digital financial tools like mobile lending and digital payments are highlighted as crucial for increasing economic inclusivity, especially benefiting women and youth by lowering entrepreneurial barriers [2]. Group 3: Future Directions - The report suggests five key directions for deepening cooperation: improving digital trade regulatory frameworks, accelerating digital infrastructure development, enhancing trade facilitation, expanding digital trade and talent collaboration, and supporting the digital transformation of SMEs [2]. - It also features ten case studies showcasing successful examples of China-Africa digital cooperation across various sectors [2]. Group 4: Report Compilation - The report was compiled with guidance from the International Trade Centre (ITC) and various academic and research institutions in China, supported by the Global Development Fund project from the China International Development Cooperation Agency [3].

Group 1 - The fourth Global Digital Trade Expo highlighted the launch of the "China-Africa Digital Trade Development Report (2023-2025)" and the establishment of the "China-Africa Digital Trade Talent Training Base" [1][2] - The "Belt and Road" China-Africa Cooperation Industrial Park was inaugurated, indicating a significant step forward in China-Africa digital economic cooperation [1][2] - African leaders emphasized the urgent need for digital infrastructure and the importance of tailored strategies for Africa's digital economy, rather than simply adopting models from other regions [1][2] Group 2 - The event showcased the necessity for scalable, efficient, and low-cost digital payment solutions and infrastructure in Africa to facilitate digital transformation [2] - Chinese enterprises are increasingly establishing a presence in Africa, providing services in digital payments, logistics, and digital living [2] - The "China-Africa Digital Trade Talent Training Base" will focus on areas such as digital trade, cross-border e-commerce, and fintech to enhance cooperation and exchange [2]

Core Insights - The integration of technology and finance is an irreversible trend, with new technologies like AI, big data, and blockchain reshaping the financial industry and creating new business models [1][2] Group 1: Technology Integration - The new technological revolution characterized by intelligence, greenness, and digitization is significantly impacting the global economy and pushing the financial industry into a new era [1] - AI is accelerating its integration into financial processes, enhancing areas such as investment research, risk control, compliance checks, and customer service [1] - The penetration rate of smart investment advisory services has exceeded 60%, with the global managed scale expected to reach $1.8 trillion by 2024 [1] Group 2: Recommendations for Financial Modernization - Encouraging innovation is essential, with a focus on market-oriented and legal frameworks to promote financial innovation and collaboration between financial institutions and technology companies [2] - Reform is necessary to enhance the capabilities of financial institutions, particularly state-owned banks, and to shift regulatory approaches towards business logic rather than institutional types [3] - Expanding openness in the financial sector can improve resource allocation efficiency and enhance international competitiveness [3] Group 3: Financial Ecosystem Integration - The financial sector must maintain its focus on serving the real economy while promoting cross-sector integration among various financial services and industries [4] - Strengthening the integration of finance with technology, e-commerce, and logistics can create more comprehensive financial service scenarios [4] Group 4: Risk Management - Risk prevention remains a core theme in financial work, with a focus on data security and privacy protection as new business models emerge [4] - Establishing a regulatory framework that adapts to new business models and enhances regulatory capabilities is crucial for balancing innovation and risk prevention [4]

Core Viewpoint - The report emphasizes the role of platform economy in enhancing inclusive finance, highlighting the need for a stakeholder perspective to ensure sustainable growth in the future [1][3]. Group 1: Digital Payment and Credit Accessibility - The platform economy has significantly advanced digital payment in China, with the usage rate among adults rising from 49% to 89% over the past decade [1]. - The proportion of adults obtaining credit from formal financial institutions increased from 20% to 41% in the same period, driven by technological innovations in digital risk control and alternative data applications [1]. Group 2: Employment and Economic Impact - Platforms have reshaped resource allocation efficiency by reducing transaction costs and enhancing matching efficiency, leading to the online transformation of various economic activities [2]. - The development of platforms has created new job opportunities, improved employment matching efficiency, and integrated employment resources, contributing to rural development and entrepreneurship [2]. Group 3: Financial Well-being and Consumer Focus - The report suggests that the focus should shift from mere accessibility to enhancing consumer financial well-being, particularly in the insurance and wealth management sectors [3]. - It highlights the importance of addressing issues such as data privacy and price discrimination, advocating for a shift towards "suitability" in services provided to consumers [3].

Core Insights - The report highlights that platform economy has become a beneficial supplement to traditional financial institutions, leveraging its advantages in traffic, technology, and data [1][2] Group 1: Platform Economy Value - The core value of platform economy lies in reshaping resource allocation efficiency through digital technology, significantly reducing transaction costs and enhancing matching efficiency [1] - Platforms have transitioned numerous economic activities online, such as shopping, transportation, and dining, while also giving rise to emerging industries like digital marketing and smart logistics [1] - Platforms have created a vast ecosystem connecting millions of consumers, tens of thousands of merchants, and flexible employment groups, playing a crucial role in empowering small businesses, promoting rural development, and facilitating entrepreneurship and employment [1] Group 2: Financial Sector Impact - In the financial sector, platforms have driven a leap in digital payment development, with the usage rate among Chinese adults increasing from 49% to 89% over the past decade [1] - Platforms have introduced technological innovations in the credit field, significantly improving credit accessibility for long-tail customer groups, with the proportion of adults obtaining credit from formal financial institutions rising from 20% to 41% in the last ten years [1] Group 3: Challenges and Solutions - Despite the vitality released by the platform economy, it faces new challenges, which the report suggests can be addressed by moving away from a "zero-sum game" mindset towards building a "win-win ecosystem" [2] - In the business realm, platforms and offline stores can create a positive complementarity through online traffic generation and offline experiences [2] - The concept of "win-win" also emphasizes the importance of addressing consumer concerns such as data privacy and price discrimination, shifting the service focus from mere "accessibility" to "appropriateness" [2] - For millions of flexible workers, recognizing their value as "ecosystem partners" and addressing social security gaps is essential [2]

Core Insights - The platform economy in China has evolved from an "emerging phenomenon" to a "core driving force" over the past two decades, significantly impacting various industries and connecting millions of merchants, flexible workers, and a large consumer base [1] - The "China Inclusive Finance Development Report (2025)" highlights that the core value of the platform economy lies in its ability to reshape resource allocation efficiency through digital technology, reducing transaction costs and enhancing matching efficiency [1][2] - The report emphasizes the importance of transitioning from a "zero-sum game" mindset to building a "win-win ecosystem" to address the challenges posed by the platform economy [3] Summary by Sections Platform Economy Impact - The platform economy has become a fundamental operational mode in the national economy, enabling significant online economic activities such as shopping, transportation, and dining, while also fostering new business models like digital marketing and smart logistics [1] - It has played a crucial role in empowering small and micro businesses, promoting rural development, and facilitating entrepreneurship and employment [1] Financial Sector Exploration - Platforms have emerged as valuable complements to traditional financial institutions, leveraging their traffic, technology, and data advantages [2] - In the payment sector, the digital payment usage rate among adults in China has surged from 49% to 89% over the past decade, marking a significant upgrade from cash to mobile payments [2] - In the credit sector, the proportion of adults obtaining credit from formal financial institutions has increased from 20% to 41% due to innovations in digital risk control and alternative data applications [2] - Platforms have also enhanced consumer access to insurance and wealth management products through innovative channel strategies and embedded services [2] Challenges and Solutions - The report identifies new challenges arising from the platform economy's growth, advocating for a shift towards a collaborative ecosystem rather than a confrontational approach [3] - It highlights the need for addressing consumer concerns regarding data privacy and price discrimination, shifting the focus from mere availability to appropriateness of services [3] - The recognition of flexible workers as "ecosystem partners" is essential, along with efforts to improve social security coverage for this group [3]

Core Insights - The platform economy in China has evolved from an "emerging phenomenon" to a "core driving force" over the past two decades, significantly impacting various industries and connecting millions of merchants, flexible workers, and a vast consumer base [1] - The "2025 China Inclusive Finance International Forum" highlighted the report titled "Platform Economy and Inclusive Finance," which emphasizes the role of digital technology in reshaping resource allocation efficiency [1][2] - The report indicates that platforms have become a valuable supplement to traditional financial institutions, particularly in the areas of digital payments, credit accessibility, and insurance [2] Summary by Sections Platform Economy Development - The platform economy has enabled a large-scale online transformation of economic activities such as shopping, transportation, and dining, leading to the emergence of new business models like digital marketing and smart logistics [1] - Platforms have created a vast ecosystem connecting hundreds of millions of consumers, millions of merchants, and flexible employment groups, playing a crucial role in empowering small businesses and promoting rural development [1] Financial Sector Impact - Platforms have driven a leap in digital payment adoption, with the percentage of adults using digital payments in China increasing from 49% to 89% over the past decade [2] - The proportion of adults obtaining credit from formal financial institutions has risen from 20% to 41% due to technological innovations in digital risk control and alternative data applications [2] - In the insurance and wealth management sectors, platforms have enhanced consumer access to a wider range of financial products through innovative channel strategies [2] Challenges and Solutions - The report identifies new challenges arising from the platform economy, advocating for a shift from a "zero-sum game" mindset to building a "win-win ecosystem" [3] - The evolution of the platform economy is characterized by structural changes that emphasize integration rather than disruption, fostering a complementary relationship between online platforms and offline stores [3] - The focus on "win-win" solutions includes addressing consumer concerns about data privacy and price discrimination, as well as recognizing the value of flexible workers and improving social security measures [3]

■ 视频 -圆桌对话 | 驭浪之术：对话全球化企业的核心能力构建 ■（EN）视频 -圆桌对话 | 驭浪之术：对话全球化企业的核心能力构建 全球化智库（CCG）副主任高志凯（主持人） 中国企业走出去在海外发展，变成世界企业，一方面做好自己的事遵守法律合规等等，另外要多一个心眼做好自我保护，严防"冬妮亚·哈丁综合征"，防 止敌意势力砸你"膝盖骨"。另外，大家知道中美贸易货物贸易中国顺差、美国逆差，从来不说服务贸易美国顺差，中国逆差，我希望中国有一天服务贸易 也是顺差。 9月12日，在2025年中国国际服务贸易交易会举办期间，由北京市"两区"办主办、全球化智库（CCG）承办的2025"北京'两区'建设与企业全球化论坛"（第 十二届中国企业全球化论坛）在北京举办。在以"驭浪之术：对话全球化企业的核心能力构建"为主题的圆桌对话环节，嘉宾围绕企业全球化进程中的战略 布局、能力建设、人才培养及风险管理等关键议题进行了深入研讨。 全球化智库（CCG）创始人兼理事长王辉耀 中国为什么做这么好？这么多企业走出去？关键在于广泛吸纳和使用国际人才。现在跨国公司把中国"海归"用得非常好，几乎所有在华高管全是中国人。 中国企业走向海外， ...