Core Viewpoint - Chongqing is focusing on housing consumption needs and optimizing housing provident fund policies to support residents in solving basic housing issues and boosting housing consumption [1][4]. Group 1: Housing Provident Fund Policies - As of July 24 this year, Chongqing's housing provident fund center has processed 10,827 commercial-to-public loan direct transfer transactions, amounting to 6.158 billion yuan, with a direct transfer ratio of 93% [6]. - The new direct transfer service for commercial-to-public loans significantly reduces the burden on borrowers by eliminating the need for upfront capital to pay off original commercial loans, thus streamlining the process [4][5]. - The initiative began with five major state-owned banks and will expand to include 16 banks by July 2025, enhancing accessibility for borrowers [4]. Group 2: Support for Flexible Employment - The number of flexible employment individuals with accounts has reached 474,300, with total contributions of 1.14 billion yuan, the highest in the country [7]. - A total of 173,800 withdrawals have been made, amounting to 447 million yuan, and 1,110 loans totaling 487 million yuan have been issued, saving approximately 42 million yuan in interest for flexible employment contributors [7]. - Policies have been upgraded four times to reduce contribution pressure and increase loan limits, with the minimum contribution period reduced from 24 months to 6 months and maximum loan amounts increased significantly [8].