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深蓝媒体智库沙龙|“用魔法打败魔法”:AI原生困局的“自救”密码
Bei Jing Shang Bao· 2025-08-03 04:56
Group 1 - The construction of compliance mechanisms in the financial sector has become a core proposition for driving sustainable and healthy industry development [1] - The roundtable discussion at the salon focused on the compliance path for financial AI algorithms in the era of algorithm filing [1][3] - Experts emphasized the need to find a dynamic balance between regulatory requirements and technological feasibility in AI financial compliance [1][3] Group 2 - The core of financial AI algorithm filing is to penetrate the algorithmic black box, achieving transparent decision-making that is auditable and intervenable [3] - Companies are encouraged to adopt "proactive compliance" by restructuring technical ethics and integrating regulatory guidelines into AI training processes [3][11] - Starfire Zhiyun has been applying AI technology on a large scale since 2019, focusing on safety issues across various operational stages [3][11] Group 3 - Different subfields within finance, such as intelligent investment advisory and credit assessment, exhibit significant differences in risk characteristics and impact scope, necessitating tailored filing strategies [9] - The regulatory requirements for model professionalism extend beyond technical expertise to include business effectiveness [9] - The industry is exploring the use of AI to optimize telemarketing practices, aiming to enhance efficiency while minimizing customer disturbance [9] Group 4 - The challenge of data privacy and the lack of clear regulatory guidelines complicate the use of data in AI learning processes [11][13] - Companies are advised to categorize data into internal and sensitive types to navigate compliance challenges effectively [13] - Ensuring data security and compliance in algorithm usage is critical for companies, especially in the context of user data acquisition and processing [13]