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【金融街发布】金融监管总局:压实保险公司主体责任 提升保险销售人员专业化水平
Group 1 - The core viewpoint of the notification is to enhance the responsibility of insurance companies in managing their sales personnel and to improve the professionalism of insurance sales agents [1][2] - Insurance companies are required to take on the primary responsibility for compliance and risk management of their sales personnel, with specific roles assigned to the board, management, and branch offices [1] - The notification emphasizes the need for a comprehensive management system for insurance sales personnel, including recruitment, training, behavior control, and performance evaluation [1] Group 2 - The notification aims to guide the professional development of insurance sales personnel by optimizing the management mechanisms for insurance sales consultants [2] - It suggests creating a sustainable commission and incentive system for independent insurance agents while ensuring effective cost and risk management [2] - The notification encourages the simplification of sales team structures and the implementation of incentive policies that favor direct insurance sales consultants [2]