Core Viewpoint - Shanghai Industrial Holdings (00363) has entered into a financial services agreement with Shanghai Industrial Finance, which will provide deposit, credit, and other financial services for a period not exceeding three years starting January 14, 2026 [1][2] Group 1: Financial Services Agreement - The agreement allows the group to obtain financial services on terms no less favorable than those from other independent major commercial banks or financial institutions, including interest rates [2] - The preferential interest rates on deposits are expected to enhance the group's earnings returns [2] - The service fees and costs charged by Shanghai Industrial Finance are competitive and cost-effective, which will reduce the group's financial costs [2] Group 2: Financial Stability and Benefits - Shanghai Industrial Finance has maintained a robust capital adequacy ratio and liquidity ratio as of December 31 for the years 2022, 2023, and 2024, and from January 1, 2025, to September 30 [2] - Since its establishment in 2014, Shanghai Industrial Finance has not experienced any non-performing loans [2] - The use of financial services from Shanghai Industrial Finance is expected to create synergies, leading to a deeper understanding and relationship, resulting in more convenient and efficient services compared to those offered by other commercial banks or financial institutions [2]

Group 1 - The company Shanghai Industrial Holdings (00363) has entered into a financial services agreement with Shanghai Industrial Finance, effective January 14, 2026, for a period not exceeding three years [1] - The board believes that utilizing the financial services provided by Shanghai Industrial Finance is beneficial, as the group can obtain services on terms (including interest rates) no less favorable than those from other independent major commercial banks or financial institutions [2] - The preferential interest rates on deposits are expected to enhance the group's earnings returns, while competitive service fees and costs will reduce the group's financial expenses [2] Group 2 - Shanghai Industrial Finance has maintained a robust capital adequacy ratio and liquidity ratio as of December 31 for the years 2022, 2023, and 2024, and from January 1, 2025, to September 30, 2025 [2] - Since its establishment in 2014, Shanghai Industrial Finance has not experienced any non-performing loans [2] - The expected use of financial services from Shanghai Industrial Finance is anticipated to create synergies, leading to a deeper understanding and relationship with the company, resulting in more convenient and efficient services compared to those offered by other commercial banks or financial institutions [2]