Group 1 - The core point of the article is that the Industrial and Commercial Bank of China (ICBC) has obtained a patent for a "credit risk classification model testing method, device, equipment, and medium," with the authorization announcement number CN116089869B and an application date of November 2022 [1] Group 2 - ICBC was established in 1985 and is located in Beijing, primarily engaged in monetary financial services [1] - The registered capital of ICBC is approximately 35.64 billion RMB [1] - According to data analysis, ICBC has invested in 28 enterprises, participated in 5,000 bidding projects, has 969 trademark information entries, 5,000 patent information entries, and holds 79 administrative licenses [1]