Group 1 - The core viewpoint emphasizes the importance of digital transformation in the financial sector, with a focus on integrating technology and data to enhance operational efficiency and customer service [1][2][3] - The company aims to strengthen data asset management by implementing a comprehensive data lifecycle management system, enhancing data quality, and promoting data sharing to support digital operations [1][2] - The bank is transitioning from traditional collateral-based lending to data-driven, unsecured, and online credit models, significantly increasing the online service rate by 40% [2][3] Group 2 - The company is exploring innovative technologies such as AI, blockchain, and big data to enhance productivity and provide efficient digital solutions for clients [3] - The integration of advanced technologies is expected to improve operational efficiency, with a reported 50% increase in report writing efficiency through automated data processing [3] - Future plans include optimizing the digital transformation strategy and enhancing the data-driven management model to contribute to the development of digital finance in the capital [3]