Group 1 - The forum titled "2025 Health Ecosystem Integration Development Forum" was held in Shanghai, focusing on the integration of health insurance into the broader health ecosystem [2] - Former vice chairman of the China Banking and Insurance Regulatory Commission, Liang Tao, emphasized the importance of risk management, technology, and ecological collaboration for the high-quality development of health insurance [2] - Chen Qiyu, co-CEO of Fosun International, stated that health insurance must evolve from a risk protection tool to a core hub for comprehensive health services, highlighting the need for deep integration with health management [2][3] Group 2 - Lai Xiaohui, president of Fosun United Health Insurance, identified two key demographics: the elderly and those with existing health conditions, focusing on their core needs in chronic disease management and quality medical care [3] - The company introduced the "Health Star Future" product model, which combines long-term critical illness coverage with health management, creating a new health service guarantee system [3][4] - Fosun United Health Insurance is addressing the urgent care needs of the elderly through a "nursing funds + panoramic care" model, providing both cash benefits and care services [4]

Core Insights - The key to achieving high-quality development in health insurance is the deep integration of health insurance and health management, creating a "seamless, embedded" experience that proactively offers services in the most needed scenarios [1] Group 1: Industry Trends - The regulatory environment is pushing for high-quality development in health insurance, with policy guidance aimed at fostering innovation to build a comprehensive health protection system [1] Group 2: Company Strategy - Fosun United Health Insurance is focusing on two main demographics: the elderly and those with pre-existing conditions, addressing four core needs: chronic disease management, health consumption, medical care, and quality medical services [1] - The company has launched the "Health Star Future" product model, which aims to provide a comprehensive and high-quality health protection solution [1]