Group 1 - The year 2025 is viewed as the "starting year" for commercial health insurance, with regulatory bodies encouraging the development of innovative insurance products for individuals with pre-existing conditions [1] - The commercial health insurance market is expected to shift from a focus on "scale growth" to "structural adjustment," introducing more innovative products that cater to the elderly and those with chronic illnesses [1] - Aixin Life, an early entrant in the health management sector, emphasizes a "health protection" philosophy and aims to build an "insurance + medical" ecosystem [1] Group 2 - Aixin Life has launched several health management products focused on differentiated coverage for the elderly and individuals with chronic diseases, expanding the age limit for policyholders to 70 years, and in some cases, to 75 years [2] - The company has relaxed underwriting criteria for specific diseases, allowing individuals with conditions such as lung nodules and non-recurrent cancers to obtain insurance after underwriting [1][2] - Some health management products offer differentiated payouts for different stages of major illnesses, addressing concerns about long-term treatment costs for high-incidence critical illnesses [2] Group 3 - Aixin Life's health management products cover the entire process of "prevention, screening, diagnosis, treatment, and rehabilitation," providing comprehensive, sustainable, and high-quality health management services at a lower cost [2] - The company offers a full-service health management experience, including assistance in navigating the healthcare system and coordinating with specialists across 1,312 partner hospitals [2] - Aixin Life aims to integrate health management, disease prevention, and financial protection, contributing to the establishment of a robust "big health" system in China [3]