Group 1 - The core viewpoint is that Xiamen is enhancing its business environment by implementing a "no application required" policy for enterprise support, allowing funds to flow quickly and accurately into company accounts [1][2][3] - The "no application required" platform has been upgraded to provide a comprehensive service window that integrates various online and offline channels, improving policy accessibility for enterprises [2][3] - Since its launch in 2021, the "no application required" platform has introduced 742 policies, with 515 policies already fulfilled, benefiting 47,000 enterprises and disbursing funds totaling 5.977 billion [3] Group 2 - The city government has introduced a work plan to expand the "no application required" policy, with over 43% of the 2025 enterprise support policies falling under this category, doubling the number of policies from the previous year [2] - The average fulfillment cycle for these policies has been reduced to approximately 15 days, a nearly 75% decrease from last year, with some funds being disbursed on the same day [2] - The integration of AI features, such as a "policy intelligent Q&A" and "policy calculator," aims to enhance the usability of policy services, transitioning from "usable" to "easy to use" [2]