Core Viewpoint - The launch of the cloud payment and fund supervision platform by Industrial Bank aims to enhance the security and reliability of prepayment for off-campus training institutions through the use of digital RMB and smart contract technology [1][2] Group 1: Platform Features - The cloud supervision platform allows parents to select courses and pay tuition fees online using digital RMB, with funds entering a bank-regulated wallet that cannot be accessed by training institutions until classes are confirmed as completed [1] - The platform provides a full-process constraint on "course payment + fund supervision," creating a transparent and reliable payment barrier for parents and fostering mutual trust between compliant educational institutions and families [1] Group 2: Target Users and Benefits - The platform serves educational training and vocational education institutions, offering integrated services from course management to fund supervision, thereby supporting the digital upgrade and healthy development of the education industry [2] - Parents can conveniently manage course selections and payment confirmations through their mobile devices, while regulatory authorities can monitor total fund supervision amounts and the number of institutions in real-time for efficient and transparent oversight [2] Group 3: Future Plans - The Industrial Bank's Fuzhou branch plans to further develop digital RMB payment scenarios and gradually expand this model to a wider range of prepaid payment fields, reinforcing financial security for consumers [2]