兴速贷(古田菌菇产业专属)
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兴业银行打通金融下乡“最后一公里” 赋能乡村振兴
Zheng Quan Ri Bao Zhi Sheng· 2025-10-11 13:40
Core Insights - The article highlights the commitment of Industrial Bank to support rural revitalization through innovative financial services and products tailored to local agricultural needs [1][2][3][4][5] Group 1: Financial Support for Agriculture - Industrial Bank has provided over 520 billion yuan in agricultural loans as of June this year, emphasizing its role in rural financial services [1] - The bank has launched customized financial service plans under the "One County, One Industry, One Policy" initiative to support local industries, such as the mushroom industry in Gutian County, where 70% of the agricultural population is involved [2] - The bank has introduced specialized financial products like "Xing Su Loan" and "Personal Business Loan" to provide over 250 million yuan in credit to local mushroom producers and cooperatives [2] Group 2: Empowering Key Enterprises - Agricultural industrialization leading enterprises are crucial for modern agricultural systems, and Industrial Bank focuses on supporting these enterprises to enhance their roles in the supply chain [3] - In Inner Mongolia, the bank has developed a financial service model that integrates core enterprises, farmers, and the bank to stabilize raw material supply and enhance production capacity [3] Group 3: Technological Innovations in Financial Services - Industrial Bank has implemented digital management platforms like the "Xingye Inclusive Smart Market System" to improve operational efficiency in agricultural markets [4][5] - The bank utilizes satellite remote sensing technology to assess crop growth and provide tailored loan support to farmers based on various agricultural metrics [4][5] - The bank is committed to enhancing its digital transformation and exploring new financial service models that leverage technology to support rural revitalization [5]