Core Insights - The report focuses on the performance of three categories of wealth management products: cash management products, pure fixed income products, and "fixed income + options" products [1] Group 1: Cash Management Products - As of May 22, only 68 RMB public cash management products had a seven-day annualized yield exceeding 2%, accounting for 1.62% of the total [9] - The highest seven-day annualized yield among cash management products is 2.511% for "交银理财稳享现金添利(惠享版)52号理财产品C" [10] - The overall trend for cash management product yields is downward due to declining funding and deposit rates [9] Group 2: Pure Fixed Income Products - The average net value growth rate for RMB public pure fixed income products over the past six months is 1.3%, a slight decline of 4 basis points from April 10 [5] - 73.22% of pure fixed income products achieved positive monthly returns over the past six months, with only two products exceeding a net value growth rate of 3% [5] - Notable ESG products include "兴银理财稳添利陆盈ESG201号" and "信银理财安盈象固收稳健青绿共绘ESG六个月持有期1号", both with annualized yields over 5% [5][6] Group 3: "Fixed Income + Options" Products - The top-performing product in this category is "招睿全球资产动量两年定开8号固定收益类理财计划A款" with a net value growth rate of 2.75% over the past six months [15] - The second and third positions are held by "招睿全球资产动量十四月定开8号固定收益类理财计划A款" at 2.17% and "招睿全球资产动量一年定开8号固定收益类理财计划A" at 1.94% respectively [15] - The investment characteristics of these products primarily focus on global asset allocation [15]