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包治百病、高额回报……老年消费注意规避“五个陷阱”
Yang Shi Xin Wen· 2025-10-29 03:34
Core Viewpoint - The China Consumers Association has issued a reminder to elderly consumers to be aware of five consumption traps to protect their legal rights and avoid risks during daily spending [1] Group 1: Health Products - Elderly consumers should be rational when purchasing health products and not substitute them for medications. It is important to look for the "blue hat" mark and approval number, read product instructions carefully, and be cautious of exaggerated claims made during health seminars or free trials [2] Group 2: Financial Investments - Caution is advised in financial investments, particularly against false promises of high returns and capital preservation. Elderly consumers should thoroughly understand the nature, funding direction, risk level, and contract terms of financial products before purchasing, and consult family or professionals for large investments [3] Group 3: Elderly Care Services - When selecting elderly care institutions or services, consumers should conduct on-site evaluations of the institution's qualifications, facilities, service quality, and operational status. It is crucial to review service contracts carefully, especially regarding fees, service content, and refund conditions [4] Group 4: Travel Services - Consumers should verify the legitimacy of travel agencies and avoid low-cost or free tours. Travel contracts should clearly outline itinerary, accommodation, dining standards, transportation, optional expenses, and liability for breaches. During trips, consumers should shop rationally and think twice before purchasing expensive items [5] Group 5: Telecommunications Fraud - Elderly consumers should be vigilant against telecommunications fraud by not disclosing sensitive personal information and being cautious of unsolicited calls, messages, or links. Verification through official channels is essential when receiving calls from individuals claiming to be from law enforcement or customer service [6]