近日，浙商大佬俞发祥旗下"祥源系"金融产品出现逾期兑付，这场风波至今仍在发酵。 "祥源系"金融产品由浙江金融资产交易中心（浙金中心）备案，不乏有投资者投入上百万元。自12月初 以来，不少投资者发现到期资金未能到账，他们奔赴杭州、绍兴等地寻求本金追索，"基本上来登记的 人都是小几十万或者100多万、200万左右的，见到过大的金额有6000多万。"有投资者如此表示。 12月10日，时代财经以投资者身份致电绍兴市公安局越城区分局，其相关工作人员表示，具体情况正由 现场登记点人员集中办理，并引导投资者进行现场登记。 12月9日，时代财经亦从投资者处获悉，当日浙金中心、祥源控股、浙江省金融办等方面与投资者代表 进行了新一轮会面，金融办表示已成立专班，后续会对相关资产摸排核查、积极处理。 拥有140亿身家、手握多家上市公司的浙商传奇大佬，为何突然之间撑不住了？祥源集团执行总裁沈保 山近日在投资者面前公开称，公司现在确实已无力兑付了，原来一年地产销售两三百亿，现在卖不动 了。"公司总资产600亿元，包括地产、股票等；总负债400多亿元，包括银行、施工单位和投资者投的 产品。" 对此，广东知恒（广州）律师事务所高级合伙人、香 ...

3、公司目前生产经营一切正常。公司管理层承诺遵照《上市公司治理准则》，确保与控股股东、实际 控制人在资产、人员、财务、机构及业务等方面的独立。 1、在某平台发行的涉及与祥源控股地产合作项目的金融产品存在部分逾期兑付情形，祥源控股、公司 实际控制人就上述兑付义务承担连带保证责任。祥源控股及公司实际控制人正与相关方就逾期兑付的具 体情况进行沟通处理。 2、本次事件涉及的金融产品与祥源文旅及其参、控股子公司均无关，祥源文旅不承担任何兑付及担保 义务，公司亦未为任何金融理财产品的兑付提供担保或增信。 智通财经APP讯，祥源文旅(600576.SH)发布公告，近日，网上出现有关公司间接控股股东祥源控股集 团有限责任公司(简称"祥源控股")、公司实际控制人承担连带保证责任的金融产品出现部分逾期兑付的 媒体报道并引发投资者关注。公司就相关事项向祥源控股及公司实际控制人进行了核实并进行自查。为 避免不实信息误导市场，保障投资者合法权益，现作如下说明： ...

Core Viewpoint - The China Consumers Association has issued a reminder to elderly consumers to be aware of five consumption traps to protect their legal rights and avoid risks during daily spending [1] Group 1: Health Products - Elderly consumers should be rational when purchasing health products and not substitute them for medications. It is important to look for the "blue hat" mark and approval number, read product instructions carefully, and be cautious of exaggerated claims made during health seminars or free trials [2] Group 2: Financial Investments - Caution is advised in financial investments, particularly against false promises of high returns and capital preservation. Elderly consumers should thoroughly understand the nature, funding direction, risk level, and contract terms of financial products before purchasing, and consult family or professionals for large investments [3] Group 3: Elderly Care Services - When selecting elderly care institutions or services, consumers should conduct on-site evaluations of the institution's qualifications, facilities, service quality, and operational status. It is crucial to review service contracts carefully, especially regarding fees, service content, and refund conditions [4] Group 4: Travel Services - Consumers should verify the legitimacy of travel agencies and avoid low-cost or free tours. Travel contracts should clearly outline itinerary, accommodation, dining standards, transportation, optional expenses, and liability for breaches. During trips, consumers should shop rationally and think twice before purchasing expensive items [5] Group 5: Telecommunications Fraud - Elderly consumers should be vigilant against telecommunications fraud by not disclosing sensitive personal information and being cautious of unsolicited calls, messages, or links. Verification through official channels is essential when receiving calls from individuals claiming to be from law enforcement or customer service [6]

Core Viewpoint - The article emphasizes the importance of selecting appropriate complaint channels based on the amount and type of consumer disputes, highlighting that different issues require different approaches for effective resolution [1][12]. Group 1: Small Amount Disputes - For disputes involving small amounts (tens to hundreds of yuan), such as overcharging in food delivery or delayed refunds, using third-party complaint platforms like "Black Cat Complaints" is recommended for quick resolution [2][3]. - The platform offers a simple process where users can submit complaints with supporting evidence, leading to faster feedback and visibility of the issue [2][3]. Group 2: Medium Amount Disputes - For disputes ranging from hundreds to thousands of yuan, involving issues like appliance repair or travel fees, authoritative channels such as the 12315 National Consumer Rights Protection Platform and Consumer Associations are more suitable [4][5]. - These channels provide a more formal approach, ensuring that businesses take complaints seriously, although the process may take longer [4][5]. Group 3: High Amount Disputes - For high-value disputes (over ten thousand yuan), such as financial products or real estate transactions, legal avenues like arbitration and litigation are the most reliable options [6][7]. - While these legal processes can be more costly and time-consuming, they offer the strongest assurance of protecting consumer rights [6][7]. Group 4: Industry-Specific Issues - Different types of complaints require specialized regulatory bodies for efficient resolution, such as the 12378 hotline for financial disputes, 12381 for telecommunications issues, and 12333 for labor disputes [8][9][10]. - Utilizing these specialized channels can prevent consumers from getting stuck in a loop of ineffective complaints [11].

Core Viewpoint - The company plans to utilize part of its idle raised funds for cash management to enhance fund efficiency and returns for the company and its shareholders [1][3][6]. Summary by Sections 1. Basic Situation of Raised Funds - The company raised a total of RMB 1,019.6 million by issuing 40 million shares, with a net amount of RMB 1,010.5 million after deducting issuance costs [1][2]. 2. Investment Projects of Raised Funds - The company has allocated RMB 1,010.5 million for investment projects, including RMB 1,010.5 million for the Western Laser Intelligent Equipment Manufacturing Base Project (Phase I) [2]. 3. Cash Management of Idle Funds - The company intends to use up to RMB 150 million of idle raised funds for cash management, allowing for rolling use within this limit [3][4]. - The investment period for this cash management is valid for one year from the board's approval date [4]. 4. Types of Investments - The company plans to invest in low-risk financial products with high safety and liquidity, such as fixed deposits and structured deposits, ensuring these funds are not used for securities investment [4][5]. 5. Implementation and Disclosure - The company’s chairman is authorized to make investment decisions and sign relevant documents, with the finance department responsible for implementation [4][5]. - The company will comply with disclosure requirements as per regulations to ensure transparency [4][5]. 6. Impact on Daily Operations - The cash management plan will not affect the normal operation of the company or the execution of investment projects, while also providing potential returns for shareholders [5][6]. 7. Opinions from Supervisory Board and Sponsor - The supervisory board supports the cash management plan, stating it will enhance fund efficiency without harming the interests of the company or minority shareholders [6][7]. - The sponsor, CITIC Securities, confirms that the plan complies with relevant regulations and will not alter the intended use of raised funds [7].

Core Viewpoint - The company plans to utilize part of its idle raised funds for cash management to enhance fund efficiency and returns for the company and its shareholders [3][5][8] Fundraising Overview - The company raised a total of RMB 1,019.6 million by issuing 40 million A shares, with a net amount of RMB 1,010.5 million after deducting issuance costs [1] - The funds were fully received by August 19, 2024, and verified by an accounting firm [1] Investment Projects - The company has allocated funds for specific investment projects, including a total of RMB 122,020.99 million for the Western Laser Intelligent Equipment Manufacturing Base Project (Phase I) [2] Cash Management Details - The company intends to use up to RMB 150 million of idle funds for cash management, which can be rolled over within this limit [3] - The investment period for these cash management activities is valid for one year from the board's approval date [4] - The company will invest in high-security, liquid financial products, ensuring that these funds are not used for pledging or securities investment [4] Implementation and Disclosure - The chairman is authorized to make investment decisions and sign relevant documents, with the finance department responsible for implementation [4] - The company will comply with disclosure obligations as per relevant regulations, ensuring no change in the intended use of raised funds [4] Impact on Operations - The cash management plan will not affect the normal operation of the company or the execution of fundraising projects, while also providing potential investment returns [5][6] - The company aims to use the returns primarily to cover any shortfalls in investment amounts and for daily operational liquidity [4][5] Approval Process - The proposal for cash management was approved by the company's board and supervisory board [6][7] - The supervisory board supports the plan, stating it will enhance fund efficiency without harming the interests of the company or minority shareholders [7][8] Sponsor's Opinion - The sponsor, CITIC Securities, confirms that the cash management plan complies with relevant regulations and will not alter the intended use of the raised funds [8]