Core Viewpoint - The Henan Financial Regulatory Bureau has initiated a series of measures to support the agricultural sector in response to excessive rainfall in the Huanghuai region, ensuring timely harvest and drying of autumn crops, as well as the appropriate sowing of winter wheat [1][2]. Group 1: Emergency Response Measures - The Henan Financial Regulatory Bureau has activated an emergency response mechanism within the insurance industry to address the challenges posed by the recent heavy rainfall [1]. - Insurance companies are encouraged to adopt proactive, rapid, precise, and fair principles to enhance the quality and efficiency of claims services for autumn crops [2]. - Over 12 million yuan has been invested by the insurance industry in disaster reduction efforts, including the coordination of 96 tracked harvesters and 134 drying machines [2]. Group 2: Claims Processing and Technology Utilization - A green channel for autumn crop claims has been established, with a 24-hour hotline to facilitate timely reporting and assessment of damages [2]. - A total of 2,423 claim adjusters and 1,295 agricultural experts have been deployed, utilizing 1,190 vehicles and 321 drones to expedite damage assessment and claims processing [2]. - Advanced technologies such as satellite remote sensing and drones are being employed to overcome challenges in damage assessment due to muddy conditions in the fields [2]. Group 3: Winter Wheat Insurance Planning - The Henan Financial Regulatory Bureau is planning for winter wheat insurance coverage, ensuring a seamless transition from autumn crop claims to winter wheat underwriting [3]. - Insurance companies are being monitored to prevent selective underwriting and inflated coverage areas, ensuring all willing farmers and new business entities are covered [3]. - Efforts are being made to enhance awareness of agricultural insurance policies through community outreach and educational materials, aiming to increase farmer participation and understanding of insurance processes [3].