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天创时尚: 关于使用闲置自有资金进行委托理财的进展公告
Zheng Quan Zhi Xing· 2025-08-29 12:17
Core Viewpoint - The company has approved the use of idle self-owned funds for entrusted wealth management, aiming to enhance capital efficiency and generate investment returns while ensuring daily operational needs are met [2][4]. Group 1: Entrusted Wealth Management Overview - The company plans to use up to RMB 400 million of idle self-owned funds for low-risk, high-liquidity wealth management products [2]. - The wealth management products include structured deposits from Industrial Bank and Shanghai Pudong Development Bank, with various purchase amounts and terms [3][4]. - The total amount of entrusted wealth management currently stands at RMB 182 million, which is 17.4% of the company's latest audited net assets of RMB 1,042.69 million [4]. Group 2: Financial Products Details - The company has made several purchases, including: - RMB 40 million in structured deposits from Industrial Bank with a term from July 3, 2025, to July 31, 2025 [3]. - RMB 10 million in structured deposits from Shanghai Pudong Development Bank with a term from July 7, 2025, to October 9, 2025 [3]. - Additional purchases totaling RMB 20 million from both banks with varying terms and expected annualized returns between 0.7% and 2.2% [3][4]. Group 3: Impact and Risk Control Measures - The use of idle funds for wealth management is designed to improve capital efficiency without affecting the company's daily operations or main business activities [4]. - The company has established risk control measures, including timely analysis of investment products, supervision, and separation of duties among personnel involved in investment decisions [4].